CENTURY 21 Edge
$200,000$220,000$1,500 /mo all-in ↓

2271 ASPEN ROAD, PUNTA GORDA, FL, 33982

Active105 days on marketListed Apr 21, 2026MLS #C7525085

Reduced $20KPUNTA GORDA RANCHES

About this home

2271 ASPEN ROAD

Discover the perfect blend of tranquility and opportunity with this 2.49-acre homesite featuring a private pond, ideally located just off Hwy 17 (Duncan Road) in the peaceful community of Punta Gorda Ranches. Zoned RE-1 and situated in Flood Zone X, this property is also outside of the Scrub Jay review area (buyers to verify during due diligence). Thoughtfully prepared for your future build, the lot has been cleared with a house pad already in place and approximately 80 loads of fill added—providing a valuable head start and saving both time and expense. The existing pond enhances the property’s natural beauty, offering a serene setting, potential wildlife views, and an ideal backdrop for enjoying Florida’s outdoor lifestyle. This expansive parcel provides the perfect canvas to design your dream home, with plenty of room to enjoy privacy, open space, and the relaxed feel of rural living. Despite its peaceful setting, you’re just a short drive from the historic charm of Punta Gorda, where you’ll find unique shops, dining, and waterfront attractions like Fishermen’s Village. Enjoy nearby outdoor recreation at Laishley Park and Ponce de Leon Park, or take advantage of easy access to I-75 for convenient travel to surrounding areas.

Facts & features

The home at a glance

2.49 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesEast

Community & fees

Taxes (2025)$894/yr

Utilities & systems

UtilitiesElectrical Nearby · Electricity Available
WaterNone · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,500 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$75
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,500/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$75
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 2271 ASPEN ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $200,000 $20K
Apr 21, 2026Listed at $220,000 · 105 days on market since

Reality check

What actually sold near 2271 ASPEN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29367 TURBAK DRIVESold · Feb ’26

$95,000

29367 TURBAK DRIVE

2 bd · 1 ba · 672 sqft · $141/sqft · 96 DOM

29107 TAMAYO DRIVESold · Nov ’25

$100,000

29107 TAMAYO DRIVE

2 bd · 1 ba · 798 sqft · $125/sqft · 0 DOM

30095 HOLLY ROADSold · May ’26

$240,000

30095 HOLLY ROAD

2 bd · 2 ba · 1,016 sqft · $236/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 2271 ASPEN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2271 ASPEN ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2271 ASPEN ROAD FAQs

What would the monthly payment be for 2271 ASPEN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2271 ASPEN ROAD?+

The most recent tax bill on record (2025) was $894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $200,000, this home is listed about 41% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2271 ASPEN ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$200,000 runs 60% above the PUNTA GORDA 33982 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $220,000, now $200,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of MARINA PARK REALTY LLC · Nate Royal. MLS #C7525085.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 2271 ASPEN ROAD but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Chad to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 12:15 PM UTC. The listing information on this page last changed on August 4, 2026 at 12:15 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 12:15 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 12:15 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

2271 ASPEN ROAD, PUNTA GORDA, FL — $200,000 | CENTURY 21 Edge