23345 FERNDALE AVENUE, PUNTA GORDA, FL, 33980
Pending95 days on marketListed May 6, 2026MLS #C7525444
About this home
23345 FERNDALE AVENUE
LOVELY HOME! IT CHECKS ALL THE BOXES: PRIDE OF OWNERSHIP throughout. BEAUTIFL NEW TILE IN KITCHEN, LIVING ROOM AND DINING ROOM *** ROOF was replaced in Feb, 2022! ***WATER HEATER, 2022. AC in 2021. ***DRIVEWAY REPLACED 2020. ***EXTERIOR REPAINTED in 2021. ***EXTENSIVE POOL remodel in 2016! Included resurfacing, new led lights, pump, SALT system, pool skimmer & replumbed. ***The septic system is only about 9 years old!! ***Sought after SOUTHERN EXPOSURE ON THE LANAI AND POOL AREA! ***Hurricane Shutters on all windows, SPLIT FLOOR PLAN FOR PRIVACY. Kitchen cabinets have updated shaker style doors and drawer fronts. Stainless appliances. Owner's suite with sliders to the pool. Huge walk-in shower with updated floor tile. CURBLESS shower entry! 2 Walk-in Closets. 2 ADDITIONAL BEDROOMS, ALSO with WALK-IN closets. One Guest Room has sliders to the pool area. There is another large BONUS ROOM with a closet, could be used for an OFFICE, Studio, Craft Room or whatever suits your needs! Second bathroom has been nicely updated, BEAUTIFUL TILED SHOWER, bathroom has direct access to the pool and lanai. PRIVATE FENCED YARD. INTERIOR Laundry room with Maytag Washer and Dryer. This beautiful home is neat and clean and is ready for your family! (Nonsmoking household, and if you have allergies, no pets have been in the house) Sits on the SPACIOUS LOT, 10' X 33' COVERED LANAI- plenty of room for dining and lounging! Convenient location, easy access to shopping, restaurants, and I-75! 10+/- Minutes to the downtown area of Punta Gorda, Tiki-Bars and the waterfront! Area beaches are a quick drive away. Don't miss this one!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,794
Sqft
0.23 ac
Lot size
2
Garage
1991
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,760 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,760/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.1%
Days on market
95 vs 62 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 164% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 23345 FERNDALE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23345 FERNDALE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23345 FERNDALE AVENUE FAQs
What would the monthly payment be for 23345 FERNDALE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,760/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23345 FERNDALE AVENUE?+
The most recent tax bill on record (2025) was $2,757. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23345 FERNDALE AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $374,500, this home is listed about 10% above the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 23345 FERNDALE AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KW PEACE RIVER PARTNERS · Kathi Bronson Melcher. MLS #C7525444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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