CENTURY 21 Edge
$264,900$299,999$2,322 /mo all-in ↓

534 MACEDONIA DRIVE, PUNTA GORDA, FL, 33950

Active83 days on marketListed May 15, 2026MLS #C7525455

Reduced $35KWaterfrontPUNTA GORDA ISLES SEC 15

About this home

534 MACEDONIA DRIVE

Beautiful waterfront lot in a prime location to build your dream home! Enjoy stunning canal views and direct Gulf access with no bridges to navigate, offering easy boating access to Charlotte Harbor and the Gulf of Mexico. The city-maintained concrete seawall adds convenience and value to this exceptional property. Located just minutes from historic downtown Punta Gorda, you’ll enjoy charming shops, local dining, waterfront parks, fishing piers, and public boat ramps. Numerous golf courses, Southwest Florida’s world-renowned beaches, and Punta Gorda Airport are all just a short drive away. Experience the best of year-round Florida vacation-style living in this highly desirable waterfront community. Burnt Store Isles Association is not considered an HOA. It is an optional Association with a yearly fee of $50. They offer fun events and oversee the deed restrictions. The cameras and landscaping at the entrance are included. Board liaisons meet monthly with the police and other town officials.

Facts & features

The home at a glance

0.22 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesSoutheast

Community & fees

Taxes (2025)$5,823/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,322 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,559
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$485
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,272Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,272
Interest rate6.00%
Loan term

Estimated payment

$2,322/mo

Principal & interest$1,559
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$485
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 534 MACEDONIA DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $264,900 $35K
May 15, 2026Listed at $299,999 · 83 days on market since

Reality check

What actually sold near 534 MACEDONIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

730 ELISA DRIVESold · Jan ’26

$525,000

730 ELISA DRIVE · same community

3 bd · 2 ba · 1,697 sqft · $309/sqft · 1 DOM

3767 TRIPOLI BOULEVARDSold · Mar ’26

$407,500

3767 TRIPOLI BOULEVARD · same community

3 bd · 2 ba · 1,719 sqft · $237/sqft · 96 DOM

716 MONACO DRIVESold · Oct ’25

$373,000

716 MONACO DRIVE · same community

3 bd · 2 ba · 1,740 sqft · $214/sqft · 215 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 534 MACEDONIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 534 MACEDONIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

534 MACEDONIA DRIVE FAQs

What would the monthly payment be for 534 MACEDONIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,322/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 534 MACEDONIA DRIVE?+

The most recent tax bill on record (2025) was $5,823. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 534 MACEDONIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $264,900, this home is listed about 23% below the Punta Gorda median of $341,999. The market section on this page shows how the area is trending.

Which schools are assigned to 534 MACEDONIA DRIVE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CCRFL, LLC. · Kathy Weithman. MLS #C7525455.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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