CENTURY 21 Edge
$923,000$989,9005 bd4 ba4,507 sqft$205 /sqft$6,107 /mo all-in ↓

5674 BLACKJACK COURT S, PUNTA GORDA, FL, 33982

Active102 days on marketListed May 1, 2026MLS #C7525606

Reduced $67KWaterfrontPrivate poolSingle Family ResidencePRAIRIE CREEK WEST 08

About this home

5674 BLACKJACK COURT S

Custom built 5 bedroom, 4 bathroom, 2 car garage home with additional building that can be used as a barn, workshop or storage area. Barn features 2 horse stalls, carport area and oversized door to the enclosed storage/workshop area for making storing your toys easy! Located on 5.37 acres with your own private pond, this property offers the perfect blend of rural tranquility and modern convenience, featuring paved roads and dedicated horse trails right at your doorstep. The property is fully fenced for privacy with the residence tucked away from the road to ensure a peaceful, secluded atmosphere. The heart of the estate is a one-of-a-kind, custom-built home boasting 4,507 square feet under air and a durable metal roof. Designed with large families in mind, the versatile floor plan offers a minimum of five bedrooms and expansive living spaces. The layout includes a primary suite on the first floor, a ground-floor guest room, and a secondary bedroom suite with a private bath on the second floor alongside additional bedrooms. The main living area makes a grand impression with soaring ceilings, character-rich wood beams, and two-story windows that flood the space with light. A spacious kitchen with wood cabinetry and tile countertops is perfectly positioned for entertaining, situated between the formal dining room and the inviting Great Room. Outdoor living is elevated by a massive 31'x46' screened-in lanai and an oversized pool, accessible via pocket sliders that seamlessly blend the interior and exterior spaces. It is the ideal setting for BBQing and enjoying expansive country views. Equestrian enthusiasts will appreciate the detached barn with carport, which has been converted into 2 open-air horse stables designed for fresh air and easy access. Completing the home is an oversized two-car garage and a large bonus room located off the main living area, providing ample space for hobbies, a home gym, or a private office.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,507

Sqft

5.37 ac

Lot size

2

Garage

1985

Year built

Two

Levels

$205

Per sqft

Private poolWaterfrontPool & Trees/Woods & Water viewPets allowed

Inside

FlooringParquet · Hardwood
AppliancesOther
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewPool · Trees/Woods · Water
FacesNortheast
ParkingDriveway · Garage Door Opener · Guest · Off Street · Oversized
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$46/mo
Taxes (2025)$6,890/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions · Horses Allowed · Special Community Restrictions

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,107 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,980
PMI (est., until 20% equity)$346
Property tax — 2025 actual bill$574
HOA fee — from the listing$46
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,300Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,300
Interest rate6.00%
Loan term

Estimated payment

$6,107/mo

Principal & interest$4,980
PMI (est., until 20% equity)$346
Property taxes (actual bill)$574
HOA / condo fee$46
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$205 vs $206

Days on market

102 vs 62 typical

Where $205/sqft sits among the 400 Punta Gorda actives

105
137 · this home
64
48
18
28
$118–171$171–225$225–278$278–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 5674 BLACKJACK COURT S

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

199 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 638% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $923,000 $67K
May 1, 2026Listed at $989,900 · 102 days on market since
1985Built · PRAIRIE CREEK WEST 08

Reality check

What actually sold near 5674 BLACKJACK COURT S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5242 BLACKJACK CIRCLESold · Nov ’25

$825,000

5242 BLACKJACK CIRCLE

4 bd · 2.5 ba · 3,267 sqft · $253/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5674 BLACKJACK COURT S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5674 BLACKJACK COURT S — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5674 BLACKJACK COURT S FAQs

What would the monthly payment be for 5674 BLACKJACK COURT S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,107/mo — principal and interest, the actual property-tax bill, the $46/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5674 BLACKJACK COURT S?+

The association fee works out to $46 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5674 BLACKJACK COURT S?+

The most recent tax bill on record (2025) was $6,890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5674 BLACKJACK COURT S?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $923,000, this home is listed about 172% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 5674 BLACKJACK COURT S?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$923,000 runs 638% above the PUNTA GORDA 33982 median — but at 4,507 sqft it's also nearly 3 times the size of the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $989,900, now $923,000 — a $67K cut. The full history is in the market section below.

Listing courtesy of HARBOR SUN REALTY · Michelle Brisendine. MLS #C7525606.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5674 BLACKJACK COURT S, PUNTA GORDA, FL — 5 Bed, 4 Bath — $923,000 | CENTURY 21 Edge