44 WINDMILL BOULEVARD, PUNTA GORDA, FL, 33950
Active83 days on marketListed May 2, 2026MLS #C7525640
About this home
44 WINDMILL BOULEVARD
WATERFRONT DREAM HOME! Spacious 3-Bedroom Canal Home in Windmill Village – Punta Gorda Discover your perfect waterfront retreat in the vibrant, resident-owned 55+ community of Windmill Village, nestled along the scenic Tarpon Canal. This generously sized 3-bedroom, 2-bathroom home offers 1,782 square feet of bright, open-concept living with modern upgrades throughout. The home features luxury vinyl plank flooring, fresh neutral paint, and beautifully finished drywall. The generous kitchen shines with solid wood cabinets, new appliances, under-counter lighting, and dual sinks. The primary suite offers two large closets and a dual-sink bathroom for added convenience. The versatile third bedroom includes a Murphy bed and easily converts into a home office. A bright bonus room overlooks the canal, creating a peaceful spot to relax and enjoy the water views. Additional highlights include: Private dock with 8,000 lb boat lift and canopy In-ceiling Bluetooth speakers Reversible pull-up/down blinds and ceiling fans throughout Large 15’ x 23’ workshop/storage area under air conditioning with 220v outlets and front/rear access Covered handicap lift in the carport Best of all, the low monthly HOA fee covers water, sewer, and yard maintenance. Community Highlights: Windmill Village offers an active waterfront lifestyle with two private marinas (free, first-come, first-served), boat ramp, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and a heated pool with a new pavilion. With numerous clubs and activities for every interest, this is truly a slice of paradise. Note: The purchase price does not include the refundable $20,285 Buy-In Share and Bond. This exceptional home is ready for you to move in and start enjoying the Florida waterfront lifestyle. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,782
Sqft
0.17 ac
Lot size
2000
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,446 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,446/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
Days on market
83 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 44 WINDMILL BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 WINDMILL BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44 WINDMILL BOULEVARD FAQs
What would the monthly payment be for 44 WINDMILL BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,446/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 44 WINDMILL BOULEVARD?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 44 WINDMILL BOULEVARD?+
The most recent tax bill on record (2025) was $4,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 44 WINDMILL BOULEVARD?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $265,000, this home is listed about 23% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 44 WINDMILL BOULEVARD?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$265,000 is 3% below the PUNTA GORDA 33950 median of $271,985, and at $149/sqft it sits under the Punta Gorda average of $233.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $285,000, now $265,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of SELLSTATE VISION REALTY · Wendy Decker. MLS #C7525640.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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