CENTURY 21 Edge
$329,000$349,0004 bd2 ba1,580 sqft$208 /sqft$3,040 /mo all-in ↓

44201 KELLY DRIVE, PUNTA GORDA, FL, 33982

Active95 days on marketListed May 6, 2026MLS #C7525728

Reduced $20KSingle Family ResidenceVERDE

About this home

44201 KELLY DRIVE

Welcome to this beautifully designed Daylen model by Pulte Homes, offering 4 bedrooms, 2 bathrooms, and 1,580 sq ft of open-concept living in the gated Verde neighborhood of Babcock Ranch. This thoughtfully laid-out home features a spacious kitchen with island that flows seamlessly into the gathering room and dining area, perfect for everyday living and entertaining. The owner’s suite includes a large walk-in closet and private bath, while three additional bedrooms offer flexibility for family members, guests or a home office. Residents of Verde enjoy a private heated saltwater pool, BBQ grills, and a gated entrance, plus exclusive future access to the Midtown shopping and entertainment district—making it the only neighborhood in Babcock Ranch with this unique connectivity. Ideally located across from Explorers Park and near The Farm Stand and the future Florida Wildlife Learning & Discovery Center, you’ll also have full access to community amenities including parks, trails, Founder's Square, sports courts, and community pools.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,580

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$208

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Freezer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingElectric Vehicle Charging Station(s) · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$226/mo
Taxes (2025)$6,863/yr
PetsNumber Limit
CommunityCommunity Boat Ramp · Dock · Fishing · Clubhouse · Dog Park · Gated Community - No Guard · Golf Carts OK · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesFiber Optics · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,040 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$572
HOA fee — from the listing$226
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$3,040/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$572
HOA / condo fee$226
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$278KedgeAI estimate $304,566 · range $290K$310K$342K

vs edgeAI estimate

+8%

$/sqft vs Punta Gorda actives

$208 vs $207

Days on market

95 vs 61 typical

Where $208/sqft sits among the 400 Punta Gorda actives

113
128 · this home
61
51
18
29
$120–173$173–226$226–279$279–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 44201 KELLY DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

196 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 154% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,000 $20K
May 6, 2026Listed at $349,000 · 95 days on market since
2024Built · VERDE

Reality check

What actually sold near 44201 KELLY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17757 OLEANDER AVENUESold · Feb ’26

$259,000

17757 OLEANDER AVENUE

3 bd · 2 ba · 1,546 sqft · $168/sqft · 0 DOM

17562 WILD IRIS LANESold · Jun ’26

$278,000

17562 WILD IRIS LANE

3 bd · 2 ba · 1,546 sqft · $180/sqft · 0 DOM

44493 DIAMOND TRAILSold · Jun ’26

$304,000

44493 DIAMOND TRAIL

4 bd · 2 ba · 1,675 sqft · $181/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 44201 KELLY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 44201 KELLY DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

44201 KELLY DRIVE FAQs

What would the monthly payment be for 44201 KELLY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,040/mo — principal and interest, the actual property-tax bill, the $226/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 44201 KELLY DRIVE?+

The association fee works out to $226 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 44201 KELLY DRIVE?+

The most recent tax bill on record (2025) was $6,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 44201 KELLY DRIVE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $329,000, this home is listed about 3% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 44201 KELLY DRIVE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · John Garuti. MLS #C7525728.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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