
23465 HARBORVIEW ROAD UNIT 1026, PUNTA GORDA, FL, 33980
Active88 days on marketListed May 11, 2026MLS #C7525824
About this home
23465 HARBORVIEW ROAD UNIT 1026
Second-floor, 2-bedroom, 2-bath end-unit condo in the desirable gated community of Rolls Landing! This bright and spacious residence (approx. 1,111 sq. ft.) offers easy, comfortable living with tile flooring throughout the main living areas, carpet in the bedrooms, crown molding, and an open floor plan. The well-appointed kitchen features generous countertops, a backsplash, newer stainless steel appliances, and a pantry — with a full-size washer and dryer conveniently included. The kitchen opens seamlessly to the combined dining and living area, all framed by gorgeous water views. Slide open the living room sliders and step out to your small screened balcony with stunning water and fountain views — perfect for plants or simply letting in the fresh air. Bring the outside in with the soothing sounds of the fountain and the tranquil water views, creating the perfect backdrop for morning coffee or an evening wind-down. Both bedrooms are generously sized, with the primary suite boasting a large walk-in closet and beautiful water views. Additional highlights include one assigned covered parking space, a new A/C (2021), water heater (2022), dishwasher (2025), new stove (2026), and no water intrusion from Hurricane Ian. Rolls Landing is a waterfront, 24-hour guard-gated community nestled along the Peace River and Charlotte Harbor. Residents enjoy resort-style amenities including a large pool, clubhouse, fitness center, tennis and shuffleboard courts, library, lush walking paths, gardens, and a scenic fishing pier with boat ramp — offering direct access to the river, Intracoastal Waterway, and Gulf. This active, pet-friendly community (with restrictions) offers the perfect blend of privacy and recreation. Conveniently located just 3 miles from I-75, with easy access to shopping, dining, boating, and all that Punta Gorda and Port Charlotte have to offer. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,111
Sqft
1985
Year built
Two
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,411 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,411/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs Punta Gorda actives
$133 vs $208
Days on market
88 vs 59 typical
Where $133/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 23465 HARBORVIEW ROAD UNIT 1026
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$120,000
23465 HARBORVIEW ROAD UNIT 1031 · same community
2 bd · 2 ba · 1,240 sqft · $97/sqft · 103 DOM
Sold · Jan ’26$171,000
4525 CHURCH STREET
2 bd · 2 ba · 1,100 sqft · $155/sqft · 30 DOM
Sold · Feb ’26$247,000
216 DELEON DRIVE
2 bd · 1 ba · 1,084 sqft · $228/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23465 HARBORVIEW ROAD UNIT 1026 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23465 HARBORVIEW ROAD UNIT 1026 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23465 HARBORVIEW ROAD UNIT 1026 FAQs
What would the monthly payment be for 23465 HARBORVIEW ROAD UNIT 1026?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,411/mo — principal and interest, the actual property-tax bill, the $1,149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 23465 HARBORVIEW ROAD UNIT 1026?+
The association fee works out to $1,149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 23465 HARBORVIEW ROAD UNIT 1026?+
The most recent tax bill on record (2025) was $2,024. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 23465 HARBORVIEW ROAD UNIT 1026?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $147,400, this home is listed about 57% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23465 HARBORVIEW ROAD UNIT 1026?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $1,149/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $149,900, now $147,400 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Jennifer Cassidy. MLS #C7525824.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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