1400 MINEO DRIVE UNIT 12T, PUNTA GORDA, FL, 33950
Active82 days on marketListed May 19, 2026MLS #C7526310
About this home
1400 MINEO DRIVE UNIT 12T
Waterfront Condo located in Punta Gorda Isles, this rare find Bi-level Condo/Townhouse offers Two (2) Bedrooms, Two Full Baths and a Half Bath and DEEDED Boat Dock. On the main level enjoy the open Living area overlooking the Waterfront and Dock and the Boating enthusiasts will appreciate the power boat access to Charlotte Harbor and onto the Gulf and a concrete seawall which is maintained by the City of Punta Gorda, ensuring peace of mind. Screened Patio which offers additional Living space, Kitchen, Laundry Room and Half Bath, upstairs the Primary Suite and Guestroom and Bath, plus each offers a Screened Balcony overlooking the Wide Basin Views. Ideal for enjoying the Waterfront Lifestyle of Punta Gorda Isles and within a short drive to Shopping, Dining, Golf, Tennis, Pickleball, Downtown Punta Gorda and more. The Golden Sands community features a heated pool for your year around enjoyment,
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,326
Sqft
0.02 ac
Lot size
1982
Year built
Two
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,546 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,546/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$197 vs $207
Days on market
82 vs 62 typical
Where $197/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
196 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 MINEO DRIVE UNIT 12T
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$249,000
1400 MINEO DRIVE UNIT 12A · same community
2 bd · 2 ba · 1,050 sqft · $237/sqft · 54 DOM
Sold · Dec ’25$185,000
1640 ATARES DRIVE UNIT 21
2 bd · 2 ba · 1,340 sqft · $138/sqft · 23 DOM
Sold · May ’26$240,000
4350 DELTONA DRIVE
3 bd · 2 ba · 1,248 sqft · $192/sqft · 303 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 MINEO DRIVE UNIT 12T — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 MINEO DRIVE UNIT 12T — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1400 MINEO DRIVE UNIT 12T FAQs
What would the monthly payment be for 1400 MINEO DRIVE UNIT 12T?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,546/mo — principal and interest, the actual property-tax bill, the $530/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1400 MINEO DRIVE UNIT 12T?+
The association fee works out to $530 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1400 MINEO DRIVE UNIT 12T?+
The most recent tax bill on record (2025) was $2,424. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1400 MINEO DRIVE UNIT 12T?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $261,250, this home is listed about 23% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 MINEO DRIVE UNIT 12T?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $530/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $275,000, now $261,250 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Kurt Mehl. MLS #C7526310.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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