44442 PALM FROND DRIVE, PUNTA GORDA, FL, 33982
Active81 days on marketListed May 18, 2026MLS #C7526316
About this home
44442 PALM FROND DRIVE
LOWEST-PRICED VILLA IN ALL OF PALMETTO LANDING. MOVE-IN READY AND WAITING FOR IT’S NEW OWNER!! Better than new construction, this meticulously maintained 2024-built home offers the perfect combination of modern design, thoughtful upgrades, and effortless Florida living. Featuring 2 bedrooms plus a den, 2 bathrooms, and an open-concept layout, this move-in-ready residence is designed to impress from the moment you arrive. Step inside to discover bright, airy living spaces enhanced by tile flooring throughout the main living areas, plush carpet in the bedrooms, and tasteful window coverings already installed throughout the home. The spacious kitchen is a true centerpiece, featuring quartz countertops, stainless steel appliances, abundant cabinetry, and a pantry. All interior doors are 8 feet tall! The versatile den provides the ideal flex space for a home office, media room, hobby space, or additional guest accommodations. The home’s desirable southern rear exposure fills the interior with natural light while showcasing beautiful long lake views from the screened lanai—creating the perfect setting for morning coffee, outdoor dining, or relaxing sunset evenings. Built with hurricane impact windows and an impact sliding glass door, this home also provides the peace of mind and energy efficiency today’s buyers are looking for. The split-bedroom floor plan offers privacy and comfort, while the spacious primary suite features tranquil water views, a walk-in closet, and a beautifully appointed spa-inspired bathroom. Every detail of this home has been carefully maintained, allowing buyers to move right in and immediately begin enjoying the Southwest Florida lifestyle. Palmetto Landing is one of Babcock Ranch’s premier gated communities, offering an incredible value with a relatively low HOA while still featuring outstanding resort-style amenities including a private clubhouse, fitness center, sparkling community pool, splash pad, bocce ball courts, and more. Residents also enjoy access to miles of walking and biking trails, parks, restaurants, shopping, community events, and Babcock Ranch’s popular golf cart-friendly lifestyle. Why wait weeks or months for new construction, deal with builder delays, or spend additional money on upgrades and window treatments when this beautifully upgraded, move-in-ready home is available right now? This is an incredible opportunity to own a like-new lakefront property with premium features, breathtaking views, and resort-style amenities in one of Southwest Florida’s fastest-growing and most desirable communities. Don’t miss your chance to make this stunning home yours.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,496
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,826 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,826/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.1%
$/sqft vs Punta Gorda actives
$196 vs $208
Days on market
81 vs 59 typical
Where $196/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
192 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 44442 PALM FROND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$295,000
17656 OLEANDER AVENUE · same community
2 bd · 2 ba · 1,496 sqft · $197/sqft · 69 DOM
Sold · Jun ’26$312,500
17776 OLEANDER AVENUE
2 bd · 2 ba · 1,503 sqft · $208/sqft · 13 DOM
Sold · Apr ’26$325,000
17770 OLEANDER AVENUE
2 bd · 2 ba · 1,503 sqft · $216/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 44442 PALM FROND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44442 PALM FROND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44442 PALM FROND DRIVE FAQs
What would the monthly payment be for 44442 PALM FROND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,826/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 44442 PALM FROND DRIVE?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 44442 PALM FROND DRIVE?+
The most recent tax bill on record (2025) was $6,162. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 44442 PALM FROND DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $293,000, this home is listed about 14% below the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.
Which schools are assigned to 44442 PALM FROND DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$293,000 runs 127% above the PUNTA GORDA 33982 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $299,000, now $293,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMART REALTY OF FLORIDA · Estrella Ruiz. MLS #C7526316.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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