CENTURY 21 Edge
$529,999$559,0003 bd2 ba1,883 sqft$281 /sqft$4,581 /mo all-in ↓

15620 NORTHRIDGE ROAD, PUNTA GORDA, FL, 33982

Active78 days on marketListed May 21, 2026MLS #C7526386

Reduced $29KPrivate poolSingle Family ResidenceNORTHRIDGE

About this home

15620 NORTHRIDGE ROAD

Every evening, the sun dips over the lake and paints the sky in gold — and from this west-facing Northridge home, you have a front-row seat. This meticulously upgraded 3-bedroom, 2-bath home in Babcock Ranch delivers the Florida lifestyle in full: a custom saltwater heated pool with elegant swan water features, an extended lanai with automated blinds and extra sliders from the dining room, and privacy hedging around the pool sides so your outdoor retreat is truly your own. Step inside and the craftsmanship is immediately evident. Zero corner sliders open the great room to the outdoors, while board and batten accent walls and a designer feature wall add architectural character rarely found at this price point. The built-in kitchen package anchors the heart of the home with a gas cooktop, herringbone backsplash, and a whole-house water filtration system with a dedicated drinking water spout at the island. Luxury vinyl plank runs throughout — not a square foot of carpet — and plantation shutters dress every room. The primary suite features a spa-style shower with tile carried all the way to the ceiling. Automated window coverings on the sliding doors and front door, plus manual blinds on the lanai side, mean every level of light and privacy is at your fingertips. Practical upgrades round it out: impact windows and doors, a deep tandem garage, a whole-house water filtration system, and an electric pool heater that keeps operating costs predictable year-round. Location within Babcock Ranch doesn't get much more convenient than Northridge — just minutes from Founders Square, Yellow Pine, and Crescent B Commons, with one of the easiest exits out of the community for commutes and day trips. And then there's Babcock Ranch itself: America's first solar-powered town, built for everyone. Whether you're a young family, a remote worker, an active retiree, or simply someone who wants to live somewhere intentionally designed for a great life — Babcock Ranch has a place for you.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,883

Sqft

0.29 ac

Lot size

2

Garage

2024

Year built

One

Levels

$281

Per sqft

Private poolWater view

Inside

FlooringVinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Microwave · Refrigerator · Washer · Water Filtration System · Water Purifier
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$250/mo
Taxes (2025)$9,804/yr
PetsNumber Limit
CommunityCommunity Boat Ramp · Fishing · Clubhouse · Dog Park · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,581 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property tax — 2025 actual bill$817
HOA fee — from the listing$250
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,550Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,550
Interest rate6.00%
Loan term

Estimated payment

$4,581/mo

Principal & interest$3,120
FHA mortgage insurance (est.)$234
Property taxes (actual bill)$817
HOA / condo fee$250
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $530K
$397KedgeAI estimate $517,638 · range $414K$621K$646K

vs edgeAI estimate

+2.4%

$/sqft vs NORTHRIDGE

$281 vs $186

Days on market

78 vs 59 typical

Where $281/sqft sits among the 13 homes for sale in NORTHRIDGE

11
1 · this home
0
0
0
1
$137–228$228–320$320–411$411–503$503–594$594+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Babcock Ranch

Map of 15620 NORTHRIDGE ROAD inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Babcock Ranch — neighborhood snapshot

Population

1,383

Median age

51

Median income

$121,216

Median home value

$440,349

Avg household

3

Households w/ children

150

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

10 of 13

NORTHRIDGE have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 309% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $529,999 $29K
May 21, 2026Listed at $559,000 · 78 days on market since
2024Built · NORTHRIDGE

Reality check

What actually sold near 15620 NORTHRIDGE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1653 WINDY BLUFF POINTSold · Jul ’26

$590,000

1653 WINDY BLUFF POINT · same community

3 bd · 2.5 ba · 2,061 sqft · $286/sqft · 4 DOM

8521 NW 35TH LANESold · Jun ’26

$300,000

8521 NW 35TH LANE · same community

3 bd · 2 ba · 1,669 sqft · $180/sqft · 5 DOM

231 N Seacrest Circle, Delray Beach FL 33444Sold · Oct ’25

$625,000

231 N Seacrest Circle, Delray Beach FL 33444 · same community

4 bd · 2 ba · 1,552 sqft · $403/sqft · 229 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15620 NORTHRIDGE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15620 NORTHRIDGE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

15620 NORTHRIDGE ROAD FAQs

What would the monthly payment be for 15620 NORTHRIDGE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,581/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15620 NORTHRIDGE ROAD?+

The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15620 NORTHRIDGE ROAD?+

The most recent tax bill on record (2025) was $9,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15620 NORTHRIDGE ROAD?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $529,999, this home is listed about 55% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15620 NORTHRIDGE ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$529,999 runs 309% above the PUNTA GORDA 33982 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $559,000, now $529,999 — a $29K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · John Garuti. MLS #C7526386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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