26251 COPIAPO CIRCLE, PUNTA GORDA, FL, 33983
Active68 days on marketListed May 26, 2026MLS #C7526523
About this home
26251 COPIAPO CIRCLE
Buyer's backed out, Their loss is your GAIN! Experience Florida living in this stunning 2019-built, 4-bedroom, 2.5-bathroom, 3-car garage pool home located in the desirable Deep Creek community of Punta Gorda! From the moment you walk through the front door, you are welcomed by an open-concept layout featuring a spacious living room that flows seamlessly into the kitchen. The oversized kitchen showcases beautiful solid wood cabinetry, granite countertops, high ceilings, and stainless steel appliances, including a pot filler faucet. The primary suite features a luxurious en-suite bathroom complete with a large soaking tub perfect for relaxing, a separate oversized shower, dual sinks for added convenience, and two large closets. The secondary bedrooms offer plenty of space for family or guests. Step outside and enjoy the beautiful screened lanai area with a sparkling heated pool, along with a covered lanai space that makes outdoor living enjoyable year-round. Whether you are hosting gatherings or simply unwinding after a long day, this backyard oasis is sure to impress. Some notable features include a 2019 metal roof, hurricane windows throughout the home, plus additional protection with Kevlar screening in the lanai. The home is located in an X flood zone, meaning flood insurance is not required. Situated on an oversized lot, this property is also just a few miles from the highway, shopping, dining, entertainment, and so much more!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,189
Sqft
0.22 ac
Lot size
3
Garage
2019
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,188 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,188/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.7%
$/sqft vs PUNTA GORDA ISLES SEC 20
$290 vs $184
Days on market
68 vs 59 typical
Where $290/sqft sits among the 38 homes for sale in PUNTA GORDA ISLES SEC 20
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
19 of 38
PUNTA GORDA ISLES SEC 20 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 747% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 26251 COPIAPO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$400,000
26205 TOCANTINS COURT · same community
3 bd · 2 ba · 2,209 sqft · $181/sqft · 4 DOM
Sold · Mar ’26$418,000
25688 DEEP CREEK BOULEVARD · same community
3 bd · 2 ba · 2,239 sqft · $187/sqft · 118 DOM
Sold · May ’26$207,000
401 MALPELO AVENUE · same community
4 bd · 3 ba · 2,110 sqft · $98/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 26251 COPIAPO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26251 COPIAPO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
26251 COPIAPO CIRCLE FAQs
What would the monthly payment be for 26251 COPIAPO CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,188/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 26251 COPIAPO CIRCLE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 26251 COPIAPO CIRCLE?+
The most recent tax bill on record (2025) was $4,140. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 26251 COPIAPO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $635,000, this home is listed about 84% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 26251 COPIAPO CIRCLE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$635,000 runs 747% above the PUNTA GORDA 33983 median — but at 2,189 sqft it's also 27% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE VISION REALTY · Savannah Zarris. MLS #C7526523.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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