951 RIVIERA DRIVE, PUNTA GORDA, FL, 33982
Active72 days on marketListed May 23, 2026MLS #C7526530
About this home
951 RIVIERA DRIVE
RARE FIND IN AN "X" FLOOD ZONE! BUILD YOUR SOUTHWEST FLORIDA DREAM HOME Discover the perfect canvas for your Florida lifestyle at 951 Riviera Dr, Punta Gorda. This generous 10,024-square-foot (0.23-acre) homesite offers a substantial 93 feet of road frontage, providing plenty of design flexibility for a custom home and outdoor living space. One of the most valuable aspects of this property is its designation in a coveted "X" Flood Zone. For a buyer, this means the property sits at a higher elevation outside the Special Flood Hazard Area, meaning lenders do not require mandatory flood insurance, saving you thousands of dollars annually. Furthermore, a check of the CCGIS website confirms the lot is not in a Scrub Jay zone, and according to the National Wetland Inventory Mapper, there are no wetlands showing on the property, insuring an easier, faster, and more cost-effective permitting process when you are ready to build. Tucked just off Golf Course Blvd, the property is situated on an unimproved road and is just barely inaccessible, located a mere three properties in from the paved main road. Electricity is nearby because of the homes built around this property however future development will require a well and septic system, putting you in total control of your utilities. Whether you are building a permanent home or a seasonal retreat, the logistics here are unmatched. You are located just minutes from I-75 for effortless North and South travel throughout the state. Even better, Punta Gorda Airport (PGD) is just down the street, making travel completely hassle-free when you are ready to get away, or providing ultimate convenience for any seasonal resident. The lifestyle opportunities surrounding this location are spectacular for outdoor enthusiasts. For the boater, you are just a short drive to the water, located approximately 5 minutes from the boat ramps at Darst Park and just under 10 minutes from the world-class Laishley Marina on the Peace River, giving you quick access to Charlotte Harbor and the Gulf. The avid golfer will be in paradise, surrounded by an abundance of premier golf courses right in the immediate area. When you are ready for sun and sand, the pristine, world-famous beaches of Boca Grande and Englewood are both an easy, scenic drive of roughly 30 to 35 miles away. Don't let this affordable, high-and-dry piece of Punta Gorda slip by. Invest in your future today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 951 RIVIERA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$145,000
400 SAILFISH LANE LANE · same community
2 bd · 2 ba · 1,177 sqft · $123/sqft · 2 DOM
Sold · Feb ’26$135,000
322 SAILFISH LANE · same community
3 bd · 2 ba · 1,460 sqft · $92/sqft · 11 DOM
Sold · Nov ’25$210,000
5527 FAIRWAY DRIVE S · same community
4 bd · 2 ba · 1,629 sqft · $129/sqft · 115 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 951 RIVIERA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 951 RIVIERA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
951 RIVIERA DRIVE FAQs
What would the monthly payment be for 951 RIVIERA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 951 RIVIERA DRIVE?+
The most recent tax bill on record (2025) was $178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 951 RIVIERA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $8,500, this home is listed about 98% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 951 RIVIERA DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7526530.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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