CENTURY 21 Edge
Pending
$559,000$569,0003 bd3 ba2,217 sqft$252 /sqft$4,668 /mo all-in ↓

14964 WHITE PEARL ROAD, PUNTA GORDA, FL, 33982

Pending56 days on marketListed Jun 11, 2026MLS #C7526595

Reduced $10KPrivate poolSingle Family ResidenceTUCKERS COVE

About this home

14964 WHITE PEARL ROAD

Welcome to your dream home ARECA MODEL in the highly sought-after Tuckers Cove at Babcock Ranch—where luxury, comfort, and lifestyle come together beautifully. With over $40,000 in upgrades and just moments from the iconic Pirate Ship Restaurant, resort-style pool & lazy river, splash park, Luau-style beach, Fitness center, pickleball courts & sports courts, basketball, dog park, mail center, and all the incredible amenities Tuckers Cove is known for, this home offers the ultimate Florida living experience. Step inside this beautiful home and immediately notice the attention to detail—features NO CARPET ANYWHERE, with stunning wood plank tile flooring throughout. The elegant foyer welcomes you with a built-in-glass & mirror shelves setting the tone for the custom craftsmanship found throughout the home. From the beautiful Sanibel plantation shutter window coverings on every window, complemented by designer lighting, chandeliers and tray ceilings, every space has been thoughtfully designed. The heart of the home is the gourmet kitchen, showcasing quartz countertops, NEW Samsung Refrigerator with craft ice, a large island with an oversized sink facing the pool and lake. Walk in large pantry, gas stove, enjoy above and below cabinet lighting creating the perfect ambiance for any occasion. Three expansive sliding glass doors flood the space with natural light that connects indoor and outdoor living space with the sliding glass doors featuring a blackout electric remote-control blind for added convenience and privacy. The primary bathroom has a custom shower bench, bidet, and a large electric mirror with multiple lighting settings and a defogging feature. Additional upgrades include an air purifier integrated into the AC system, whole-home surge protector, epoxy garage floors, garage refrigerator, and laundry room cabinetry above both the sink and washer/dryer for extra storage and organization. Outdoor living is truly spectacular with a HEATED POOL AND SPA, and serene lake views and UPGRADED HANDRAILS, color-changing lanai cage lighting, can lights on the back porch, lanai fan, and interior wall-mounted pool light controls. The backyard palm trees are illuminated with uplighting and wrapped white accent lights creating a stunning evening ambiance. All pavers have also been professionally sealed. Technology and convenience with 4 mounted TVs included, Euro WiFi extenders, Caseta switches. ALL FURNITURE IN ENTIRE HOME AND ALL DECOR IS NEGOTIABLE. Additional highlights include:HURRICANE IMPACT GLASS throughout the entire home, Epoxy-coated garage floors and garage refrigerator, Laundry room with cabinetry, and a sink. The upgrade list for this home is too extensive to list. Enjoy living in Babcock Ranch, America's first entirely solar-powered town, with access to multiple community pools, nature trails, with shopping and dining. Come enjoy the convenience living with festivals, farmer's markets, Concerts, Health gym and just a golf cart ride to the grocery store. There is so much to do with hundreds of clubs and activities planned every month. There is a K-12 neighborhood school with a brand new sports complex, including football, soccer and baseball fields. There are many playgrounds and parks, including multiple dog parks and a brand new skate park and six new parks along the nature trails. Beautiful parks and amenities let you experience SW Florida at its finest! Come live a better life at Babcock Ranch!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,217

Sqft

0.18 ac

Lot size

2

Garage

2024

Year built

One

Levels

$252

Per sqft

Private poolWater viewPets allowed

Inside

FlooringTile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewWater
FacesNorthwest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$209/mo
Taxes (2025)$9,135/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Lake · Clubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,668 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property tax — 2025 actual bill$761
HOA fee — from the listing$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,565
Interest rate6.00%
Loan term

Estimated payment

$4,668/mo

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property taxes (actual bill)$761
HOA / condo fee$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $559K
$406KedgeAI estimate $524,788 · range $423K$589K$613K

vs edgeAI estimate

+6.5%

Days on market

56 vs 59 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 14964 WHITE PEARL ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 332% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $559,000 $10K
Jun 11, 2026Listed at $569,000 · 56 days on market since
2024Built · TUCKERS COVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14964 WHITE PEARL ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14964 WHITE PEARL ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14964 WHITE PEARL ROAD FAQs

What would the monthly payment be for 14964 WHITE PEARL ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,668/mo — principal and interest, the actual property-tax bill, the $209/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14964 WHITE PEARL ROAD?+

The association fee works out to $209 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14964 WHITE PEARL ROAD?+

The most recent tax bill on record (2025) was $9,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14964 WHITE PEARL ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $559,000, this home is listed about 62% above the Punta Gorda median of $344,700. The market section on this page shows how the area is trending.

Which schools are assigned to 14964 WHITE PEARL ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$559,000 runs 332% above the PUNTA GORDA 33982 median — but at 2,217 sqft it's also 32% larger than the typical Punta Gorda listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $569,000, now $559,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of NICKLAUS VANCE · Wendy Riha. MLS #C7526595.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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