309 E VIRGINIA AVENUE, PUNTA GORDA, FL, 33950
Active68 days on marketListed May 28, 2026MLS #C7526667
About this home
309 E VIRGINIA AVENUE
Brand new construction -- 1/2 duplex -- 3 beds, 3 1/2 baths, stainless steel appliances, washer & dryer, granite countertops, solid wood cabinets and walk in closets. No HOA. City water and sewer. Half a mile from downtown Punta Gorda. Walking distance to dining, shopping, fishing, boating, entertainment and more!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,344
Sqft
0.09 ac
Lot size
2026
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA
$2 vs $271
Days on market
68 vs 59 typical
Where $2/sqft sits among the 22 homes for sale in PUNTA GORDA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Trabue Woods
Get to know Punta Gorda. See the full Punta Gorda guide →
Trabue Woods — neighborhood snapshot
Population
931
Median age
47
Median income
$40,961
Median home value
$206,631
Avg household
2
Households w/ children
124
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
11 of 22
PUNTA GORDA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 309 E VIRGINIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$200,000
210 HARVEY STREET · same community
3 bd · 1.5 ba · 1,329 sqft · $150/sqft · 167 DOM
Sold · Jun ’26$442,000
628 W OLYMPIA AVENUE · same community
2 bd · 2 ba · 1,285 sqft · $344/sqft · 37 DOM
Sold · May ’26$165,000
434 W GRACE STREET · same community
3 bd · 1 ba · 1,254 sqft · $132/sqft · 332 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 309 E VIRGINIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 E VIRGINIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
309 E VIRGINIA AVENUE FAQs
What would the monthly payment be for 309 E VIRGINIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 309 E VIRGINIA AVENUE?+
The listing reports pets: Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,400, this home is listed about 99% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 309 E VIRGINIA AVENUE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$2,400 is 99% below the PUNTA GORDA 33950 median of $269,000, and at $2/sqft it sits under the Punta Gorda average of $229.
02Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $3,000, now $2,400 — a $600 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Tracey Wadsworth. MLS #C7526667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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