3170 MATECUMBE KEY ROAD UNIT 127, PUNTA GORDA, FL, 33955
Active67 days on marketListed Jun 8, 2026MLS #C7526857
About this home
3170 MATECUMBE KEY ROAD UNIT 127
Discover carefree coastal living in this beautifully maintained 1-bedroom, 1-bathroom condominium located in the desirable Keel Club community within Burnt Store Marina. Whether you're searching for a seasonal retreat, investment opportunity, or full-time residence, this move-in ready condo offers comfortable living spaces, recent mechanical updates, and access to one of Southwest Florida's premier marina communities. Enjoy boating, golf, waterfront dining, and endless recreational opportunities just steps from your door. RESIDENCE OVERVIEW: • 1 Bedroom | 1 Bathroom • Located in the Keel Club community of Burnt Store Marina • Open-concept floor plan • Tile flooring throughout • Screened lanai • New A/C system • New water heater • New electrical panel • Maintenance-friendly condominium living INTERIOR FEATURES: • Bright and open living spaces • Tile flooring throughout for easy maintenance • Spacious living and dining areas • Open-concept design ideal for entertaining • Sliding glass doors providing natural light and lanai access • Comfortable year-round living or seasonal enjoyment CULINARY SPACE: • All appliances included • Convenient breakfast bar • Ample cabinet storage • Open connection to living and dining areas • Functional layout for everyday living PRIVATE OWNER'S RETREAT: • Spacious primary bedroom • Large closet for storage • Sliding glass doors leading directly to the screened lanai • Nearby full bathroom for added convenience OUTDOOR LIVING: • Private screened lanai • Ideal space for morning coffee or evening relaxation • Enjoy Florida's year-round sunshine and tropical breezes • Low-maintenance outdoor living COMMUNITY HIGHLIGHTS – KEEL CLUB: • Community pool • Private community boat ramp • Maintenance-free condominium lifestyle • Gated Burnt Store Marina community • Access to the largest deep-water marina on Florida's west coast • Wet slips and dry storage available • Boat rentals available within the marina • Freedom Boat Club access available • Three golf courses nearby • Active pickleball community • Tennis courts and organized activities • Walking, biking, and waterfront recreation throughout the community AREA HIGHLIGHTS – BURNT STORE MARINA: • Waterfront dining at Cass Cay Restaurant & Bar • Daily entertainment and live music just steps away • Burnt Store Marina Golf & Activity Club • New Publix shopping center under construction directly across from the community entrance • Easy access to Charlotte Harbor and Gulf waters • Convenient access to US-41 • Short drive to Downtown Punta Gorda • Close to boutique shopping, dining, farmers markets, and entertainment • Convenient to Punta Gorda Airport • Easy access to Gulf beaches, fishing, boating, and outdoor recreation Experience the Southwest Florida lifestyle you've been dreaming about in this inviting Burnt Store Marina condominium, where boating, golf, pickleball, waterfront dining, and endless sunshine come together to create the perfect place to call home.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
593
Sqft
0.16 ac
Lot size
1983
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,401 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,401/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.7%
$/sqft vs Punta Gorda actives
$278 vs $206
Days on market
67 vs 63 typical
Where $278/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
199 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 302% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3170 MATECUMBE KEY ROAD UNIT 127
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$153,000
3170 MATECUMBE KEY ROAD UNIT 111
1 bd · 1 ba · 593 sqft · $258/sqft · 78 DOM
Sold · Apr ’26$210,000
3170 MATECUMBE KEY ROAD UNIT 132
1 bd · 1 ba · 593 sqft · $354/sqft · 411 DOM
Sold · Nov ’25$195,000
3160 MATECUMBE KEY ROAD UNIT 234
1 bd · 1 ba · 593 sqft · $329/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3170 MATECUMBE KEY ROAD UNIT 127 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3170 MATECUMBE KEY ROAD UNIT 127 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3170 MATECUMBE KEY ROAD UNIT 127 FAQs
What would the monthly payment be for 3170 MATECUMBE KEY ROAD UNIT 127?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3170 MATECUMBE KEY ROAD UNIT 127?+
The most recent tax bill on record (2025) was $2,365. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3170 MATECUMBE KEY ROAD UNIT 127?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $165,000, this home is listed about 51% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3170 MATECUMBE KEY ROAD UNIT 127?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$165,000 runs 302% above the PUNTA GORDA 33955 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Nicholas Greth. MLS #C7526857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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