CENTURY 21 Edge

0 HORSESHOE ROAD, PUNTA GORDA, FL, 33982

Active54 days on marketListed Jun 11, 2026MLS #C7527252

Priced 75% below the PUNTA GORDA 33982 medianReduced $12K

About this home

0 HORSESHOE ROAD

This is an assignment of contract... Discover the freedom to own 5 acres of agricultural-zoned land in the growing rural area of Punta Gorda, Florida. If you've been searching for a property where you can create your own private retreat, hunting camp, recreational getaway, future homestead, or long-term land investment, this unique parcel offers an opportunity to own a substantial piece of Florida land at an affordable price. This property is currently considered landlocked and does not have direct road access. Accessing the property will require a four-wheeler, ATV, side-by-side, or similar off-road vehicle. Buyers should perform their own due diligence regarding access and future development plans. Because there is currently no recorded legal access to the property, a future owner may wish to pursue obtaining an easement from a neighboring property owner. An easement is a legal agreement that grants the right to cross another property to access your land. Typically, this process involves negotiating with an adjoining landowner, obtaining a survey identifying the desired access route, and recording the easement through Charlotte County to establish permanent legal access. Buyers are encouraged to consult with a Florida real estate attorney, title company, and surveyor to explore available options. Zoned Agriculture, this property offers flexibility for a variety of permitted agricultural and rural uses subject to county regulations. According to Charlotte County GIS mapping, the parcel is not located within a designated Scrub Jay habitat area, providing additional peace of mind during your planning process. Despite its secluded setting, the property remains within reach of many Southwest Florida conveniences. Major transportation corridors nearby include Interstate 75, US Highway 17, State Road 31, and Duncan Road, providing access throughout Charlotte, Lee, and Sarasota Counties. Punta Gorda Airport offers convenient regional and national travel, while Southwest Florida International Airport in Fort Myers expands travel options for domestic and international destinations. The surrounding area is known for its outdoor recreation opportunities including hunting, fishing, boating, wildlife viewing, and agricultural activities. Within driving distance you'll find downtown Punta Gorda, the Peace River, Charlotte Harbor, Babcock Ranch, and numerous parks and preserves. Popular Gulf Coast destinations such as Englewood Beach, Boca Grande, Cape Coral, North Port, Port Charlotte, and Fort Myers are also accessible from the area. Whether you're looking for a recreational escape, a long-term land hold, or an opportunity to secure acreage in one of Florida's fastest-growing regions, this 5-acre agricultural parcel offers privacy, potential, and room to create your vision. Bring your ATV, your imagination, and your plans for the future—opportunities like this are becoming increasingly difficult to find in Southwest Florida.

Facts & features

The home at a glance

5 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$535/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$401 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$182
FHA mortgage insurance (est.)$14
Property tax — 2025 actual bill$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,085Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,085
Interest rate6.00%
Loan term

Estimated payment

$401/mo

Principal & interest$182
FHA mortgage insurance (est.)$14
Property taxes (actual bill)$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Punta Gorda

Map of 0 HORSESHOE ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% below the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $31,000 $12K
Jun 11, 2026Listed at $42,500 · 54 days on market since

Reality check

What actually sold near 0 HORSESHOE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

39840 LITTLE FARM ROADSold · Nov ’25

$240,000

39840 LITTLE FARM ROAD

3 bd · 2 ba · 1,404 sqft · $171/sqft · 91 DOM

40450 LITTLE FARM ROADSold · Oct ’25

$450,000

40450 LITTLE FARM ROAD

4 bd · 2 ba · 1,568 sqft · $287/sqft · 200 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 HORSESHOE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 HORSESHOE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 HORSESHOE ROAD FAQs

What would the monthly payment be for 0 HORSESHOE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $401/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 HORSESHOE ROAD?+

The most recent tax bill on record (2025) was $535. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 HORSESHOE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $31,000, this home is listed about 91% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 HORSESHOE ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Thomas Sons. MLS #C7527252.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Punta Gorda homes, in your inbox

Like 0 HORSESHOE ROAD but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Frantreshia to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 4, 2026 at 7:39 AM UTC. The listing information on this page last changed on August 4, 2026 at 7:39 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 4, 2026 at 7:39 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 4, 2026 at 7:39 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.