5419 INDIAN BLUFF DRIVE, YOUNGSTOWN, FL, 32466
Active53 days on marketListed Jun 15, 2026MLS #C7527393
About this home
5419 INDIAN BLUFF DRIVE
Rare opportunity to own a large homesite in the desirable Indian Bluff area near Deer Point Lake. Surrounded by beautiful natural landscapes and outdoor recreation, this property offers an ideal location for a custom home, vacation retreat, or long-term investment. Conveniently located near boat ramps with easy access to Deer Point Lake and Econfina Creek, while remaining just a short drive from Panama City, Panama City Beach, and Northwest Florida Beaches International Airport. With continued growth throughout Bay County, properties in this area are becoming increasingly difficult to find. Secure your slice of Florida paradise today and start planning your future home or investment project.
Facts & features
The home at a glance
0.73 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$459 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$459/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Bluff
Indian Bluff — neighborhood snapshot
Population
300
Median age
47
Median income
$83,843
Median home value
$173,500
Avg household
3
Households w/ children
31%
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The YOUNGSTOWN 32466 market
This home is listed 31% below the YOUNGSTOWN 32466 median.
Paper trail
This home's history
Reality check
What actually sold near 5419 INDIAN BLUFF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,240,000
130 CARLYLE DRIVE · same community
4 bd · 2 ba · 2,244 sqft · $553/sqft · 0 DOM
Sold · Dec ’25$230,000
8823 SEMINOLE STREET
4 bd · 2 ba · 1,704 sqft · $135/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5419 INDIAN BLUFF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5419 INDIAN BLUFF DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5419 INDIAN BLUFF DRIVE FAQs
What would the monthly payment be for 5419 INDIAN BLUFF DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5419 INDIAN BLUFF DRIVE?+
The most recent tax bill on record (2025) was $403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in YOUNGSTOWN 32466?+
At $42,000, this home is listed about 31% below the YOUNGSTOWN 32466 median of $61,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5419 INDIAN BLUFF DRIVE?+
Deer Point Elementary School (elementary), Merritt Brown Middle School (middle), A. Crawford Mosley High School (high) — Bay County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of GULF GATEWAY REALTY, INC. · Brian Barnhart. MLS #C7527393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.