CENTURY 21 Edge
$839,0003 bd2.5 ba2,482 sqft$338 /sqft$6,045 /mo all-in ↓

2112 DEBORAH DRIVE, PUNTA GORDA, FL, 33950

Active2 days on marketListed Aug 4, 2026MLS #C7527516

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES

About this home

2112 DEBORAH DRIVE

Take a look at this Waterfront, end of Canal, 3 Bedroom, 2.5 Bathroom home with attached side entry 2 Car Garage, with long expansive West facing rear aspect canal view for those amazing Florida sunsets. This home offers a light and bright living space and comfortable layout that features an open and split bedroom floor plan with Grand Foyer, Living Room with vaulted ceiling, separate Dining Room, well appointed Kitchen with ample storage, wood cabinets, granite counters, built in stainless appliances and dining area, Study & Laundry Room. The spacious Master Bedroom suite offers a cathedral ceiling, lanai access and a modern bathroom with walk in shower and dual sinks. The two guest bedrooms share a bathroom with dual sinks, tub and shower. The living space extends via pocket sliding glass doors to the screened lanai and pool area with huge covered lanai, large deck for sunbathing and heated inground pool and spa with variable speed pool pump. Continuing to the waterfront there is a concrete dock & boat lift. The home comes complete with Hurricane proof windows and Storm Smart automatic Kevlar shutters to lanai area, plus accordion shutters for main entrance and garage door, twin water heaters and new plumbing, Upgraded Master bath & Kitchen, New Metal roof (2024), New Dock and 20,000lb Boatlift (2022), New Seawall (2024), An Aqualink remote control pool system and variable speed pool pump for improved efficiency, New Water Softener (2026). This move-in ready freshly painted inside & out home also features a new AC system (2025) providing comfort & efficiency. Step outside to your private West facing Florida oasis where the screened lanai, sparkling pool and in ground jacuzzi overlook the tranquil canal with unparalleled water views and breath taking sunsets, creating the perfect setting for relaxing, entertaining, and enjoying year-round outdoor living. Boating enthusiasts will love the quick Gulf access, making it easy to spend the day fishing, cruising, or exploring the beautiful barrier islands. Home also comes with full Home Owner Warranty for complete peace of mind. Located in one of Punta Gorda’s most desirable waterfront areas, adjacent to St Andrews South Golf Club you are just minutes from: • Historic Downtown Punta Gorda • Fishermen’s Village waterfront dining and shops • Charlotte Harbor boating and marinas • Golf courses, parks, and walking trails • Local Restaurants, while conveniently located for Punta Gorda, Fort Myers, and Sarasota airports. If you are searching for Punta Gorda waterfront homes for sale with Gulf access and a pool, this property offers exceptional value and the true Florida coastal lifestyle. Don't wait, schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,482

Sqft

0.3 ac

Lot size

2

Garage

1989

Year built

One

Levels

$338

Per sqft

Private poolWaterfrontWater viewNegotiable

Inside

FlooringTile
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Microwave · Range · Range Hood · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Humidity Control
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionConcrete · Stucco
FoundationBlock · Slab
ViewWater
FacesEast
ParkingCircular Driveway · Garage Faces Side
ExteriorGarden · Hurricane Shutters · Irrigation System · Lighting · Private Yard · Rain Gutters · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2025)$12,520/yr
PetsCats OK, Dogs OK
CommunityBay/Harbor Front · Water Access · Deed Restrictions · Dog Park · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,045 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,527
PMI (est., until 20% equity)$315
Property tax — 2025 actual bill$1,043
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $83,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $83,900
Interest rate6.00%
Loan term

Estimated payment

$6,045/mo

Principal & interest$4,527
PMI (est., until 20% equity)$315
Property taxes (actual bill)$1,043
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $839K
$798KedgeAI estimate $969,640 · range $831K$1.2M$1.2M

vs edgeAI estimate

−13.5%

$/sqft vs PUNTA GORDA ISLES

$338 vs $183

Days on market

2 vs 59 typical

Where $338/sqft sits among the 18 homes for sale in PUNTA GORDA ISLES

16
0
0 · this home
1
0
1
$108–189$189–270$270–352$352–433$433–514$514+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 2112 DEBORAH DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

16 of 18

PUNTA GORDA ISLES have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 214% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 4, 2026Listed at $839,000 · 2 days on market since
1989Built · PUNTA GORDA ISLES

Reality check

What actually sold near 2112 DEBORAH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

27092 FORMOSA DRIVESold · Sep ’25

$400,000

27092 FORMOSA DRIVE · same community

4 bd · 3 ba · 2,434 sqft · $164/sqft · 467 DOM

4081 MARIANNE KEY ROADSold · May ’26

$750,000

4081 MARIANNE KEY ROAD · same community

3 bd · 3 ba · 2,567 sqft · $292/sqft · 334 DOM

4037 BAL HARBOR BLVDSold · Mar ’26

$750,000

4037 BAL HARBOR BLVD · same community

3 bd · 2 ba · 2,315 sqft · $324/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2112 DEBORAH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2112 DEBORAH DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2112 DEBORAH DRIVE FAQs

What would the monthly payment be for 2112 DEBORAH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,045/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2112 DEBORAH DRIVE?+

The most recent tax bill on record (2025) was $12,520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2112 DEBORAH DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $839,000, this home is listed about 144% above the Punta Gorda median of $343,250. The market section on this page shows how the area is trending.

Which schools are assigned to 2112 DEBORAH DRIVE?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$839,000 runs 214% above the PUNTA GORDA 33950 median — but at 2,482 sqft it's also 47% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Punta Gorda market that averages 59 — if it fits, move quickly.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Peter O'Brien. MLS #C7527516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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