3451 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950
Active40 days on marketListed Jun 26, 2026MLS #C7527575
About this home
3451 BAL HARBOR BOULEVARD
Rare Investment Opportunity – Brand-New Golf Course Duplex in Punta Gorda! Exceptional opportunity to own an income-producing duplex in one of Southwest Florida's most desirable waterfront communities. Whether you're looking to expand your investment portfolio, generate strong rental income, live in one unit while leasing the other, or accommodate multigenerational living, this newly constructed duplex offers outstanding flexibility and long-term value. This sale includes both units, featuring a combined 6 bedrooms, 4 bathrooms, approximately 2,488 square feet of living space, and two private oversized garages. Each spacious unit offers 3 bedrooms, 2 bathrooms, an open-concept floor plan, an inside laundry room, and a screened lanai overlooking the beautiful fairways of the St. Andrews South Golf Course. Designed for low-maintenance ownership, the property features a durable 26-gauge standing seam metal roof, irrigation system, professional landscaping, wood-look tile flooring throughout, granite countertops, stainless steel appliances, tray ceilings, recessed lighting, quality finishes, and generous primary suites with walk-in closets and golf course views. Best of all, there are NO HOA fees, maximizing your return on investment. Location is everything, and this property delivers. Just minutes from downtown Punta Gorda, Charlotte Harbor, public boat ramps, marinas, waterfront parks, Fishermen's Village, shopping, dining, and multiple golf courses, the location is highly attractive to both long-term residents and seasonal tenants. Outdoor enthusiasts will appreciate nearby boating, fishing, kayaking, waterfront walking and biking trails, pickleball facilities, parks, and year-round community events. With Punta Gorda continuing to experience strong demand from retirees, seasonal residents, and those relocating to Florida, opportunities to purchase a new construction duplex on a golf course with no HOA are increasingly rare. Add this exceptional property to your portfolio and begin building wealth through real estate while owning a quality asset in one of Southwest Florida's fastest-growing markets. Schedule your private showing today and discover why this turnkey duplex is an investment opportunity you won't want to miss.
Facts & features
The home at a glance
6
Bedrooms
2,488
Sqft
0.29 ac
Lot size
2
Garage
2024
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,117 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,117/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 12
$229 vs $329
Days on market
40 vs 60 typical
Where $229/sqft sits among the 15 homes for sale in PUNTA GORDA ISLES SEC 12
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
11 of 15
PUNTA GORDA ISLES SEC 12 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3451 BAL HARBOR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,075,000
1434 CASEY KEY DRIVE · same community
4 bd · 4 ba · 2,513 sqft · $428/sqft · 189 DOM
Sold · Jul ’26$990,000
3972 LA COSTA ISLAND COURT · same community
3 bd · 2 ba · 2,442 sqft · $405/sqft · 90 DOM
Sold · May ’26$812,500
2321 VIA VENETO DRIVE · same community
4 bd · 2 ba · 2,428 sqft · $335/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3451 BAL HARBOR BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3451 BAL HARBOR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3451 BAL HARBOR BOULEVARD FAQs
What would the monthly payment be for 3451 BAL HARBOR BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3451 BAL HARBOR BOULEVARD?+
The most recent tax bill on record (2025) was $8,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3451 BAL HARBOR BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $569,000, this home is listed about 65% above the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3451 BAL HARBOR BOULEVARD?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,000 runs 111% above the PUNTA GORDA 33950 median — but at 2,488 sqft it's also 48% larger than the typical Punta Gorda listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carla Nix. MLS #C7527575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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