3490 DUNKIRK STREET, PUNTA GORDA, FL, 33980
Active45 days on marketListed Jun 19, 2026MLS #C7527587
About this home
3490 DUNKIRK STREET
This lot is on a quiet street that would be a great place to build your dream home and retire or raise your family. Less than 4 miles to I75 makes this location an easy commute to almost anywhere, and only 24 miles to Chadwick park at Englewood Beach with amazing sunsets, 6 miles to Port Charlotte Town Center and only 4 miles Punta Gorda Historic district and waterfront park with lots of shopping and dining options. Tampa Bay Rays spring training and the fairgrounds are just minutes away, also multiple golf courses and some of the best boating and fishing in all of Florida. Red Soxs, Orioles, Twins and Braves spring training all within an hour’s drive. Buyer and buyers rep responsible for determining environment conditions and endangered species restrictions. This lot is priced to sell so please call for availability! This lot is at a great price point for the investor call today.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3490 DUNKIRK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$230,000
3240 BEACON DRIVE · same community
2 bd · 2 ba · 996 sqft · $231/sqft · 81 DOM
Sold · Sep ’25$150,000
22385 OLEAN BOULEVARD · same community
2 bd · 2 ba · 1,172 sqft · $128/sqft · 145 DOM
Sold · Jan ’26$254,990
23307 ROUNTREE AVENUE · same community
3 bd · 2 ba · 1,240 sqft · $206/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3490 DUNKIRK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3490 DUNKIRK STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3490 DUNKIRK STREET FAQs
What would the monthly payment be for 3490 DUNKIRK STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $309/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3490 DUNKIRK STREET?+
The most recent tax bill on record (2024) was $426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3490 DUNKIRK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $18,000, this home is listed about 95% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3490 DUNKIRK STREET?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Sharon Huck. MLS #C7527587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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