CENTURY 21 Edge
$310,0004 bd2 ba1,846 sqft$168 /sqft$2,345 /mo all-in ↓

27956 ARROWHEAD CIRCLE, PUNTA GORDA, FL, 33982

Active21 days on marketListed Jul 3, 2026MLS #C7527702

Single Family ResidenceCALUSA CRK

About this home

27956 ARROWHEAD CIRCLE

Welcome home! Step inside this one-owner 4-bedroom, 2-bathroom home located in the highly sought-after, gated Calusa Creek community in Punta Gorda. Built in 2019, this inviting 1,846 sq. ft. property showcases true pride of ownership, having been lovingly maintained by just one original owner since construction. The home features the popular Cali floor plan by D.R. Horton, offering an airy, open-concept design that is perfect for gathering with loved ones or entertaining friends. Inside, the freshly painted interiors welcome you right in. Several closets, walk-in pantry and the laundry room are accented by stylish, removable accent wallpaper that peels off easily without damaging the walls. The laundry room features a butcher block counter top, along with ceiling height cabinets featuring soft close hinges and *NEW* in 2024 black Samsung front loading washer and dryer. Upgraded light fixtures throughout the home such as the Alberto Small Single Tier Chandelier featuring six sculptural lotus like cups hand finished in a crisp white plaster in the dining room and two savoy house semi-flush mount in matte black and brass in the entry hall. The 18-inch tile floors throughout the common areas and all grout lines have been professionally cleaned and refreshed for a pristine, sparkling look. A bright and well-appointed kitchen serves as the heart of the home, featuring plenty of counter space, walk in pantry, large cabinets, and an open view into the main dining and living areas so you never miss a moment. When it is time to unwind, the primary suite serves as your private retreat, complete with a large walk-in closet, along with storage closet and a private water closet. Step outside into your own private oasis, featuring a secure, fully fenced backyard highlighted by a beautiful, mature oak tree that provides excellent shade. This beautiful homesite features a desirable northern exposure, offering a lovely screened in lanai featuring brick pavers and an outdoor space with plenty of room to add a private pool down the road. Built with durable, low-maintenance block and stucco construction, the home comes fully equipped with handy hurricane shutters, an ADT security system, sliding doors to the patio, an attached 2-car garage, and a built-in lawn irrigation system. With a secure gated entrance, a sparkling community pool perfect for sunny Florida days and beautiful community lakes ready for catch-and-release bass fishing, you get to enjoy all of these fantastic neighborhood amenities with low HOA fees and absolutely no CDD! This property offers quick, easy access to I-75 to make commuting a breeze, and sits just minutes away from fantastic local shopping, delicious dining, and the lively waterfront amenities of downtown Punta Gorda.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,846

Sqft

0.14 ac

Lot size

2

Garage

2019

Year built

One

Levels

$168

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$139/mo
Taxes (2025)$1,010/yr
PetsBreed Restrictions, Yes
CommunityLake · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,345 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$84
HOA fee — from the listing$139
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate6.00%
Loan term

Estimated payment

$2,345/mo

Principal & interest$1,825
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$84
HOA / condo fee$139
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$296KedgeAI estimate $313,489 · range $308K$333K$346K

vs edgeAI estimate

−1.1%

$/sqft vs Punta Gorda actives

$168 vs $209

Days on market

21 vs 59 typical

Where $168/sqft sits among the 400 Punta Gorda actives

96
124 · this home
78
53
16
33
$114–166$166–217$217–268$268–320$320–371$371+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 27956 ARROWHEAD CIRCLE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

182 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 131% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 3, 2026Listed at $310,000 · 21 days on market since
2019Built · CALUSA CRK

Reality check

What actually sold near 27956 ARROWHEAD CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

27855 ARROWHEAD CIRCLESold · Mar ’26

$320,000

27855 ARROWHEAD CIRCLE · same community

3 bd · 2 ba · 1,841 sqft · $174/sqft · 671 DOM

10985 BRIGHTLEAF COURTSold · Jul ’25

$292,000

10985 BRIGHTLEAF COURT · same community

3 bd · 2.5 ba · 1,777 sqft · $164/sqft · 295 DOM

28059 ARROWHEAD CIRCLESold · Jan ’26

$395,000

28059 ARROWHEAD CIRCLE · same community

3 bd · 2 ba · 1,758 sqft · $225/sqft · 257 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jessica Stickler

Your agent

Jessica Stickler

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 27956 ARROWHEAD CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27956 ARROWHEAD CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

27956 ARROWHEAD CIRCLE FAQs

What would the monthly payment be for 27956 ARROWHEAD CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,345/mo — principal and interest, the actual property-tax bill, the $139/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 27956 ARROWHEAD CIRCLE?+

The association fee works out to $139 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 27956 ARROWHEAD CIRCLE?+

The most recent tax bill on record (2025) was $1,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27956 ARROWHEAD CIRCLE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $310,000, this home is listed about 10% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 27956 ARROWHEAD CIRCLE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SAPP REALTY GROUP LLC · Kelly Draper. MLS #C7527702.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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