330 HARVEY STREET, PUNTA GORDA, FL, 33950
Active46 days on marketListed Jun 24, 2026MLS #C7527724
About this home
330 HARVEY STREET
SEASONAL / SHORT-TERM RENTAL – Charming Downtown Punta Gorda Retreat. Available now and for the season. Experience the very best of Southwest Florida living in this beautifully maintained 3-bedroom, 2-bath home with garage parking, ideally located in one of Punta Gorda's most desirable neighborhoods. Offering the perfect blend of comfort, convenience, and small-town coastal charm, this inviting residence places you just moments from everything that makes Punta Gorda such a sought-after destination. Step inside to discover a spacious and welcoming floor plan featuring hard-surface flooring throughout, creating an elegant, low-maintenance living environment. The home offers both a formal living room and a separate formal dining room, providing plenty of space for entertaining family and friends or simply relaxing after a day of exploring the area. The thoughtfully designed layout includes a convenient laundry room adjacent to the garage, adding ease and functionality to everyday living. Three comfortable bedrooms and two well-appointed bathrooms provide ample accommodations for seasonal guests or short-term residents. Perfectly positioned within walking distance to many of Punta Gorda's most beloved attractions, you'll enjoy easy access to: • Scenic waterfront parks and walking paths • Downtown restaurants, cafés, and local boutiques • Live entertainment and community events • Farmers markets and art festivals • Marinas, fishing piers, and Charlotte Harbor sunsets • Pickleball courts, playgrounds, and outdoor recreation Punta Gorda is celebrated for its vibrant historic downtown, miles of waterfront pathways, charming boutiques, award-winning dining, and year-round calendar of festivals and cultural events. Whether you're enjoying an evening stroll through the city, dining al fresco along the harbor, or setting off for a day of boating and fishing, you'll quickly discover why Punta Gorda is considered one of Florida's hidden gems. Whether you're seeking a winter escape, an extended vacation, or a temporary home while exploring Southwest Florida, this exceptional property offers the perfect opportunity to enjoy the relaxed coastal lifestyle that Punta Gorda is famous for. Reserve your stay today and experience the beauty, charm, and convenience of downtown Punta Gorda living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,601
Sqft
0.25 ac
Lot size
1
Garage
1959
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA
$2 vs $271
Days on market
46 vs 62 typical
Where $2/sqft sits among the 22 homes for sale in PUNTA GORDA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
Downtown Punta Gorda — neighborhood snapshot
Population
266
Median age
62
Median income
$60,897
Median home value
$330,312
Avg household
2
Households w/ children
22%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
11 of 22
PUNTA GORDA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 330 HARVEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$460,000
302 W GRACE STREET · same community
2 bd · 2 ba · 1,578 sqft · $292/sqft · 4 DOM
Sold · Apr ’26$390,000
121 DOLLY STREET · same community
3 bd · 2.5 ba · 1,676 sqft · $233/sqft · 53 DOM
Sold · May ’26$448,500
110 GILCHRIST STREET · same community
3 bd · 2.5 ba · 1,680 sqft · $267/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 330 HARVEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 330 HARVEY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
330 HARVEY STREET FAQs
What would the monthly payment be for 330 HARVEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 330 HARVEY STREET?+
The listing reports pets: Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $3,995, this home is listed about 99% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 330 HARVEY STREET?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$3,995 is 98% below the PUNTA GORDA 33950 median of $265,000, and at $2/sqft it sits under the Punta Gorda average of $229.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7527724.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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