CENTURY 21 Edge
$365,0002 bd1.5 ba864 sqft$422 /sqft$2,710 /mo all-in ↓

29103 ORVA DRIVE, PUNTA GORDA, FL, 33982

Active37 days on marketListed Jun 27, 2026MLS #C7527803

WaterfrontFully furnishedSingle Family ResidencePEACE RIVER

About this home

29103 ORVA DRIVE

Enjoy and embrace true Florida living on your deck overlooking the Lee Branch of the Peace River. This home on a corner water lot at roads dead end is a rare find. Enjoy the views from outside on your deck watching the fish / manatees / wildlife, or from the double sliding glass doors inside or from your concrete sea wall while fishing or boating. This gem of a home is just minutes to either the Peace River or out to Charlotte Harbor and then Gulf of America. It comes FULLY FURNISHED AS SHOWN plus pots/pans/tv's, linens, cutlery, just stock the frig. Ready to stay overnight at a moment's notice or rent out!!! Owned water filtration system. Septic system is maintained every 6 months. The home also enjoys a storage shed 2015, that is over 336 sq ft - 14 ft x 24 ft - that is fully wired and air conditioned with a Mitsubishi unit. Outside, Mango trees adorn this property, along with a large cable lift for your boat and a jet ski lift.!!!. ----Opportunity to own, but not included with this offering, (2) 50 x 100 additional lots directly across street w/ artesian well and septic system as pictured, zoned mobile home/RV/manufactured home or build a shop for personal use / toy storage. BONUS, also available w/ house but only negotiated with sale is Carolina Skiff center console w/ 75hp Honda 4 stroke outboard and trailer. Please come see as this will not last.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

864

Sqft

0.21 ac

Lot size

1994

Year built

Two

Levels

$422

Per sqft

WaterfrontFurnished

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Freezer · Refrigerator
InteriorCeiling Fan(s)
LaundryOutside · Same Floor As Condo Unit
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofShake · Shingle
ConstructionWood Frame
FoundationSlab · Stilt/On Piling
FacesNorth
ExteriorBalcony · Storage

Community & fees

Taxes (2025)$2,880/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,710 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$240
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,710/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$240
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$422 vs $204

Days on market

37 vs 59 typical

Where $422/sqft sits among the 400 Punta Gorda actives

103
137
67
48
16
29 · this home
$114–167$167–220$220–273$273–325$325–378$378+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 29103 ORVA DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

182 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 192% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $365,000 · 37 days on market since
1994Built · PEACE RIVER

Reality check

What actually sold near 29103 ORVA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29107 TAMAYO DRIVESold · Nov ’25

$100,000

29107 TAMAYO DRIVE · same community

2 bd · 1 ba · 798 sqft · $125/sqft · 0 DOM

29119 ORVA DRIVESold · Oct ’25

$405,000

29119 ORVA DRIVE · same community

3 bd · 2.5 ba · 1,746 sqft · $232/sqft · 30 DOM

29367 TURBAK DRIVESold · Feb ’26

$95,000

29367 TURBAK DRIVE

2 bd · 1 ba · 672 sqft · $141/sqft · 96 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 29103 ORVA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 29103 ORVA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

29103 ORVA DRIVE FAQs

What would the monthly payment be for 29103 ORVA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,710/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 29103 ORVA DRIVE?+

The most recent tax bill on record (2025) was $2,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $365,000, this home is listed about 6% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 29103 ORVA DRIVE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BLACK DIAMOND COMMERCIAL · Christopher Chase. MLS #C7527803.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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