1260 RIO DE JANEIRO AVENUE UNIT 102, PUNTA GORDA, FL, 33983
Active47 days on marketListed Jun 30, 2026MLS #C7527845
About this home
1260 RIO DE JANEIRO AVENUE UNIT 102
Experience refined Florida living in this beautifully updated villa overlooking the 13th hole of Deep Creek Golf Course, just steps from the heated community pool. Immaculately maintained and truly move-in ready, this home shines from top to bottom. A welcoming brick-paver walkway leads to a charming screened front porch, setting the tone for what awaits inside. Step through the door into a bright, open floor plan enhanced by gleaming porcelain tile flooring throughout. Thoughtfully curated upgrades include level 5 granite countertops, custom wood cabinetry with convenient pull-outs, elegant double tray ceilings, skylights that fill the space with natural light, plantation shutters, and classic chair rail detailing. The chef-inspired kitchen blends style and functionality, featuring a breakfast bar, cozy dinette area, and beautiful under- and over-cabinet lighting, all complemented by updated appliances. The spacious primary suite offers a large walk-in closet and a beautifully updated ensuite bath with a clean, modern aesthetic. Enjoy crisp white cabinetry paired with sleek black countertops, expansive mirrors that enhance light and space, a relaxing soaking tub, and a separate glass-enclosed shower. A private water closet adds comfort and privacy, creating a true spa-like retreat. The guest bedroom, complete with a built-in closet, is thoughtfully positioned for privacy and features access to its own full bath, designed with finishes that complement the style of the primary bathroom. A versatile den provides the ideal space for a home office or additional guest accommodations. A dedicated laundry closet with washer and dryer adds everyday convenience. Step outside to the expansive wraparound tiled lanai with eastern exposure—perfect for enjoying peaceful mornings and relaxing evenings with tranquil golf course views. Additional highlights include abundant storage, a garage with attic access, and major updates for peace of mind, including a new roof (2023) and a two-cycle A/C system and water heater (approximately 6 years old). Situated in a charming, well-maintained community with a centrally located heated pool, this villa offers both privacy and a welcoming neighborhood feel. Residents enjoy easy access to a wide range of nearby amenities, including the Deep Creek Golf Club and Deep Creek Park with tennis, pickleball, basketball courts, and playgrounds. Shopping, dining, and everyday conveniences are just minutes away along the Kings Highway corridor. With quick access to I-75, travel to Fort Myers, Sarasota, and surrounding areas is effortless. Outdoor enthusiasts will appreciate nearby Peace River access for boating and fishing, while downtown Punta Gorda and Fishermen’s Village offer waterfront dining, boutique shopping, and entertainment just a short drive away. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,438
Sqft
0 ac
Lot size
1
Garage
2004
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,200 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,200/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.1%
$/sqft vs Punta Gorda actives
$197 vs $206
Days on market
47 vs 63 typical
Where $197/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
202 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 310% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1260 RIO DE JANEIRO AVENUE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$260,000
1258 RIO DE JANEIRO AVENUE UNIT 101 · same community
3 bd · 2 ba · 1,568 sqft · $166/sqft · 13 DOM
Sold · Jul ’26$273,000
2258 SULSTONE DRIVE
3 bd · 2 ba · 1,443 sqft · $189/sqft · 463 DOM
Sold · Feb ’26$274,635
2063 ROYAL TERN CIRCLE
2 bd · 2 ba · 1,503 sqft · $183/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1260 RIO DE JANEIRO AVENUE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1260 RIO DE JANEIRO AVENUE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1260 RIO DE JANEIRO AVENUE UNIT 102 FAQs
What would the monthly payment be for 1260 RIO DE JANEIRO AVENUE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,200/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1260 RIO DE JANEIRO AVENUE UNIT 102?+
The most recent tax bill on record (2025) was $2,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1260 RIO DE JANEIRO AVENUE UNIT 102?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $282,888, this home is listed about 18% below the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1260 RIO DE JANEIRO AVENUE UNIT 102?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$282,888 runs 310% above the PUNTA GORDA 33983 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $299,900, now $282,888 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Deb Hanson. MLS #C7527845.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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