2361 SOFIA LANE, PUNTA GORDA, FL, 33983
Active14 days on marketListed Jul 9, 2026MLS #C7528233
About this home
2361 SOFIA LANE
This is your waterfront opportunity offers an excellent investment opportunity in the highly sought-after Deep Creek community. With western exposure and direct views of beautiful Lake Bengal, this property offers the ideal setting for a future custom home. The peaceful lakefront setting, combined with a quiet multi-cul-de-sac location, provides both privacy and premium appeal. Deep Creek is known for its city water and sewer, well-maintained surroundings, and strong demand from both full-time residents and seasonal buyers. The lot is conveniently located just a few miles from Deep Creek Golf Club and just over a mile from restaurants, a corner store, pub, bank, and everyday conveniences. With quick access to the highway, the property is ideally positioned between Sarasota and Fort Myers, enhancing its long-term desirability. The area continues to attract growth due to its boating, fishing, golfing lifestyle, and proximity to Gulf beaches, making this lakefront lot a smart choice for builders, investors, or buyers planning a future custom home.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,003 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,003/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2361 SOFIA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2361 SOFIA LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2361 SOFIA LANE FAQs
What would the monthly payment be for 2361 SOFIA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,003/mo — principal and interest, the actual property-tax bill, the $14/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2361 SOFIA LANE?+
The association fee works out to $14 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2361 SOFIA LANE?+
The most recent tax bill on record (2025) was $3,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2361 SOFIA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $85,000, this home is listed about 75% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 2361 SOFIA LANE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$85,000 runs 13% above the PUNTA GORDA 33983 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of SELLSTATE VISION REALTY · Savannah Zarris. MLS #C7528233.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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