CENTURY 21 Edge
$749,0003 bd2 ba1,596 sqft$469 /sqft$4,968 /mo all-in ↓

2220 EL CERITO COURT, PUNTA GORDA, FL, 33950

Active1 days on marketListed Aug 17, 2026MLS #C7528508

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 05

About this home

2220 EL CERITO COURT

PHOTOS COMING Welcome to waterfront living at its finest in sought-after Punta Gorda Isles! This beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern comfort, boating lifestyle, and Florida outdoor living. From the moment you arrive, you’ll appreciate the extensive updates, quality improvements, and attention to detail throughout this move-in-ready home. The inviting living spaces flow effortlessly to the newly renovated lanai and outdoor living area, creating an ideal setting for entertaining, relaxing, and enjoying the Florida sunshine. The heated saltwater pool features a new pump and newly refinished PebbleTec surface, providing a beautiful and inviting place to unwind year-round. The lanai has also been freshly renovated and features a new picture-window cage, creating a comfortable extension of the home's living space while maximizing the enjoyment of the pool and waterfront setting. Boaters will appreciate the private canal-front location and dock, offering convenient access to the waterways of Punta Gorda Isles and the surrounding coastal lifestyle. Whether heading out for a day on the water, fishing, exploring the harbor, or simply enjoying the peaceful canal views, this property brings the Florida boating lifestyle right to your backyard. The home has been thoughtfully updated throughout, including a **new roof** and **hurricane-rated windows and doors**, providing added peace of mind and protection. The beautifully updated kitchen combines style and functionality and features **newer appliances**, making it an inviting space for preparing meals, entertaining, and gathering with family and friends. The **updated laundry room with newer appliances** adds convenience and efficiency to everyday living. Another exceptional feature is the **whole-house reverse osmosis water system**, providing enhanced water quality throughout the residence. The spacious primary suite is a serene retreat, featuring direct access to the lanai, an expansive walk-in closet, and a beautifully updated spa-inspired bathroom. The luxurious bath features a double vanity and a stunning walk-in shower, creating a relaxing private oasis. Two additional bedrooms provide comfortable accommodations for family, guests, or a home office. The open and inviting floor plan offers a fresh, contemporary feel while maintaining the comfort and functionality desired in a Florida home. Outside, the **paver driveway** adds to the home's attractive curb appeal and complements the beautifully renovated exterior and outdoor living spaces. With the new roof, updated kitchen and laundry room, newer appliances, whole-house reverse osmosis system, hurricane protection, renovated lanai, heated saltwater pool, private dock, and canal-front setting, this home offers an impressive list of desirable upgrades. Located in a quiet Punta Gorda Isles neighborhood, this home is just minutes from **downtown Punta Gorda, shopping, dining, waterfront parks, walking and biking paths, art galleries, Fishermen’s Village, the Charlotte Harbor Event Center, and popular weekend farmers’ markets**. If you’ve been searching for a waterfront home where you can simply unpack, relax, and begin enjoying the Florida lifestyle, this beautifully renovated Punta Gorda Isles residence deserves your attention. Come experience the comfort, quality, tranquility, and waterfront lifestyle this exceptional home has.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,596

Sqft

0.22 ac

Lot size

2

Garage

1970

Year built

One

Levels

$469

Per sqft

Private poolWaterfrontWater viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System · Whole House R.O. System
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorHurricane Shutters · Irrigation System · Lighting · Outdoor Shower · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,830/yr
PetsYes
CommunityNone

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,968 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$486
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$4,968/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$486
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$476KedgeAI estimate $525,870 · range $496K$628K$779K

vs edgeAI estimate

+42.4%

$/sqft vs PUNTA GORDA ISLES SEC 05

$469 vs $331

Days on market

1 vs 63 typical

Where $469/sqft sits among the 14 homes for sale in PUNTA GORDA ISLES SEC 05

1
3
5
1
1 · this home
3
$187–247$247–306$306–365$365–425$425–484$484+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 2220 EL CERITO COURT

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

5 of 14

PUNTA GORDA ISLES SEC 05 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 178% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 17, 2026Listed at $749,000 · 1 days on market since
1970Built · PUNTA GORDA ISLES SEC 05

Reality check

What actually sold near 2220 EL CERITO COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

529 BELVEDERE COURTSold · Feb ’26

$550,000

529 BELVEDERE COURT · same community

3 bd · 2 ba · 1,593 sqft · $345/sqft · 96 DOM

380 CORONADO DRIVESold · May ’26

$500,000

380 CORONADO DRIVE · same community

3 bd · 2 ba · 1,599 sqft · $313/sqft · 25 DOM

463 CAPRI ISLES CTSold · May ’26

$675,000

463 CAPRI ISLES CT · same community

3 bd · 3 ba · 1,586 sqft · $426/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Darrick Cook

Your agent

Darrick Cook

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2220 EL CERITO COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2220 EL CERITO COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2220 EL CERITO COURT FAQs

What would the monthly payment be for 2220 EL CERITO COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,968/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2220 EL CERITO COURT?+

The most recent tax bill on record (2025) was $5,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2220 EL CERITO COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $749,000, this home is listed about 120% above the Punta Gorda median of $339,945. The market section on this page shows how the area is trending.

Which schools are assigned to 2220 EL CERITO COURT?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$749,000 runs 178% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Punta Gorda market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Sandra Mitchell. MLS #C7528508.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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