1438 SEA FAN DRIVE, PUNTA GORDA, FL, 33950
Active6 days on marketListed Aug 3, 2026MLS #C7529159
About this home
1438 SEA FAN DRIVE
Waterfront Pool Home with Sailboat Access in Punta Gorda Isles! Experience the best of Southwest Florida living in this beautifully updated 3-bedroom, 2-bathroom waterfront pool home offering over 1,700 square feet of living space in the highly sought-after Punta Gorda Isles community. Situated on a wide basin with direct sailboat access to Charlotte Harbor and the Gulf—no bridges—this property is a boater's dream. Inside, you'll find fresh interior paint, brand-new stainless steel appliances, and a pass-through kitchen overlooking the pool and canal. The spacious split-bedroom floor plan features formal living and dining rooms, plus a separate family room, offering plenty of space for relaxing and entertaining. Cathedral ceilings, skylights, and tile flooring throughout create a bright, open feel, while nearly every room showcases beautiful water views. The primary suite, guest bedroom, guest bathroom, and main living areas all offer direct access to the screened lanai and sparkling pool, making indoor-outdoor living effortless. Conveniently located just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, shopping, golf courses, and I-75, this exceptional waterfront home offers the Florida lifestyle you've been looking for.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,725
Sqft
0.23 ac
Lot size
2
Garage
1986
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,477 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,477/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.2%
$/sqft vs PUNTA GORDA ISLES SEC 14
$324 vs $392
Days on market
6 vs 62 typical
Where $324/sqft sits among the 21 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
10 of 21
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1438 SEA FAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$595,000
1200 WINWARD COURT · same community
3 bd · 2 ba · 1,738 sqft · $342/sqft · 64 DOM
Sold · Mar ’26$629,000
925 DON JUAN COURT · same community
3 bd · 2 ba · 1,822 sqft · $345/sqft · 62 DOM
Sold · Jun ’26$531,000
1112 MUSCOVIE COURT · same community
3 bd · 2 ba · 1,867 sqft · $284/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 1438 SEA FAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1438 SEA FAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1438 SEA FAN DRIVE FAQs
What would the monthly payment be for 1438 SEA FAN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,477/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1438 SEA FAN DRIVE?+
The most recent tax bill on record (2025) was $9,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1438 SEA FAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $559,000, this home is listed about 64% above the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1438 SEA FAN DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$559,000 runs 111% above the PUNTA GORDA 33950 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Punta Gorda market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Heidi Gadbois. MLS #C7529159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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