44363 KELLY DRIVE, PUNTA GORDA, FL, 33982
Active3 days on marketListed Aug 5, 2026MLS #C7529178
About this home
44363 KELLY DRIVE
TURNKEY Crestmere Model Home – Designer Upgrades, Stunning Lake Views & Extra-Deep Lot! Move right into this beautiful EVERYTHING INCLUDED model featuring nearly $50,000 in designer upgrades, approximately $40,000 in like-new furnishings & DECOR with an extra-deep homesite with a large fenced backyard overlooking a peaceful lake. Enjoy breathtaking sunset reflections on the water every evening with no homes directly across the lake, creating a private and picturesque setting. Designed to impress, this home showcases stunning custom designer feature walls in both the living room and primary suite, along with custom paint throughout. Every closet—including the pantry—has been professionally customized to maximize storage and organization. The gourmet kitchen is bright, and functional, featuring built-in appliances, soft-close cabinetry, lower pull-outs d and a designer custom pantry. Whether you're entertaining or preparing everyday meals, this kitchen offers the perfect blend of elegance and convenience. The spacious primary suite is a true retreat with a tray ceiling accented by crown molding, a luxurious ensuite bath featuring dual sinks, a frameless glass shower door, and custom closet systems. Mounted wall TVs throughout the home are included, making this property truly move-in ready. Additional upgrades include: Turnkey sale with approximately $40,000 in furnishings & Decor ALL included- Large 8K fenced backyard on an extra-deep lot- Gorgeous lake views with spectacular sunset reflections- No homes directly across the lake for added privacy- Hurricane-impact glass throughout- 8K Electric blinds throughout the home- Elegant glass front entry door with keyless lock- Four ceiling fans with remote controls- Brand-new carpet in bedrooms - Eight-foot interior doors with extra-tall baseboards- Spacious laundry room with added cabinetry- Extra insulation in the garage- Pre-wired for a future pool during construction, providing an estimated $4,000 savings on pool installation. This exceptional home combines luxury, comfort, and thoughtful upgrades in one incredible package. Beautifully maintained, loaded with high-end finishes, and priced to sell, this is an outstanding opportunity to own a truly move-in-ready home with designer style, stunning views, and exceptional value. Schedule your private showing today before this one is gone! Enjoy living in Babcock Ranch, America's first entirely solar-powered town, with access to multiple community pools and 100 miles of nature trails. Come enjoy the convenience living just a golf cart ride away from, farmer's markets, Concerts, gym, spa, grocery stores, health care, shopping and so much to do with hundreds of clubs and activities planned every month. Babcock Ranch is an AWARD WINNING TOP master planned community with beautiful parks and amenities lets you experience SW Florida at its finest and safe from hurricanes! Come live a better life at Babcock Ranch!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,661
Sqft
0.22 ac
Lot size
2
Garage
2024
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,058 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,058/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.5%
$/sqft vs Punta Gorda actives
$282 vs $208
Days on market
3 vs 61 typical
Where $282/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
193 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 263% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 44363 KELLY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$304,000
44493 DIAMOND TRAIL
4 bd · 2 ba · 1,675 sqft · $181/sqft · 0 DOM
Sold · Jun ’26$532,500
17629 CORKWOOD BEND TRAIL
3 bd · 2 ba · 1,676 sqft · $318/sqft · 112 DOM
Sold · Jun ’26$301,990
17036 COTTONTAIL CIRCLE
3 bd · 2 ba · 1,684 sqft · $179/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 44363 KELLY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44363 KELLY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44363 KELLY DRIVE FAQs
What would the monthly payment be for 44363 KELLY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,058/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 44363 KELLY DRIVE?+
The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 44363 KELLY DRIVE?+
The most recent tax bill on record (2025) was $8,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 44363 KELLY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $469,000, this home is listed about 38% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 44363 KELLY DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,000 runs 263% above the PUNTA GORDA 33982 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Punta Gorda market that averages 61 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of NICKLAUS VANCE · Wendy Riha. MLS #C7529178.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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