CENTURY 21 Edge
$498,0003 bd2.5 ba2,151 sqft$232 /sqft$3,413 /mo all-in ↓

26082 PAYSANDU DRIVE, PUNTA GORDA, FL, 33983

Active33 days on marketListed Aug 18, 2026MLS #C7529662

New constructionSingle Family ResidencePUNTA GORDA ISLES SEC 20

About this home

26082 PAYSANDU DRIVE

Gorgeous BRAND-NEW 3-bedroom, 2.5-bath,3 car garage home situated on a cul-de-sac in the desirable Deep Creek community with city water and sewer. CLICK THE VIRTUAL TOUR LINK FOR AN INTERACTIVE 3D TOUR! Offering 2,151 square feet of thoughtfully designed living space, this home features an open-concept layout with plenty of room for everyday living and entertaining. Impressive details include 10-foot ceilings, 8-foot doors and upgraded trim throughout. At the heart of the home is a spacious kitchen designed with both function and style in mind. Features include granite countertops, stainless steel appliances, a large center island with breakfast-bar seating, soft-close cabinetry and oversized drawers surrounding the range. A large walk-in pantry provides plenty of additional storage and can be customized to suit your needs. The adjoining dining area features large windows that bring in abundant natural light, with a conveniently located half bath nearby. The spacious great room opens to a 12' x 33' covered lanai, creating an easy transition between indoor and outdoor living. The lanai overlooks a spacious greenbelt, providing additional privacy and plenty of backyard space for a future pool. The expansive primary suite features a large walk-in closet plus an oversized built-in closet, providing exceptional storage. The beautifully appointed primary bath offers dual sinks and an oversized shower finished with floor-to-ceiling porcelain tile, a granite bench and glass enclosure. The split-bedroom floor plan places two additional bedrooms on the opposite side of the home, providing excellent privacy and separation from the primary suite. Both offer generous closet space and share a well-appointed guest bath. One bedroom features an exceptionally large walk-in closet—approximately 12' x 6'—with enough space to potentially accommodate a small home office, hobby area or additional storage. The spacious interior laundry room includes a utility sink, storage cabinetry and direct access to the garage. A second garage entrance near the kitchen and pantry adds everyday convenience. The massive 3-car garage measures approximately 30' x 27'7" and is complemented by a three-car-wide driveway, providing exceptional room for vehicles, storage, recreational equipment or a workshop area. Flooring throughout the home consists of wood laminate and tile. Special attention was also given to energy efficiency, storm protection and construction quality. Spray-foam insulation creates an enclosed building envelope, helping keep attic temperatures much closer to the home's conditioned interior. Concrete-block construction, along with impact-rated windows, exterior doors and sliders throughout, provides added protection and eliminates the hassle of installing hurricane shutters. A complete irrigation system with automatic controller is already in place for the new lawn and landscaping. Built by a hands-on builder with an emphasis on quality craftsmanship, this home was constructed with careful attention to both the finishes you see and the important components you don't. From energy efficiency and structural integrity to storage, functionality and finishes, quality was prioritized throughout. From the oversized lot and greenbelt setting to the impressive interior and 3-car garage, this home offers a combination that is hard to find!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,151

Sqft

0.25 ac

Lot size

3

Garage

2026

Year built

One

Levels

$232

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringLaminate · Tile
AppliancesCooktop · Dishwasher · Microwave · Range · Refrigerator
InteriorHigh Ceilings · Open Floorplan · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesSouth
ParkingGarage Door Opener · Oversized
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$18/mo
Taxes (2025)$1,002/yr
PetsYes
CommunityDeed Restrictions · Golf · Park · Playground · Restaurant

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,413 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,932
FHA mortgage insurance (est.)$220
Property tax — 2025 actual bill$83
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,430Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,430
Interest rate6.00%
Loan term

Estimated payment

$3,413/mo

Principal & interest$2,932
FHA mortgage insurance (est.)$220
Property taxes (actual bill)$83
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $498K
$400KedgeAI estimate $438,088 · range $417K$491K$518K

vs edgeAI estimate

+13.7%

$/sqft vs PUNTA GORDA ISLES SEC 20

$232 vs $186

Days on market

33 vs 63 typical

Where $232/sqft sits among the 44 homes for sale in PUNTA GORDA ISLES SEC 20

9
17
6
5
3 · this home
4
$154–171$171–189$189–206$206–224$224–241$241+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deep Creek

Get to know Punta Gorda. See the full Punta Gorda guide →

Deep Creek — neighborhood snapshot

Population

13,000

Median age

55

Median income

$70,043

Median home value

$306,257

Avg household

2

Households w/ children

1,092

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

16 of 44

PUNTA GORDA ISLES SEC 20 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 460% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $498,000 · 33 days on market since
2026Built · PUNTA GORDA ISLES SEC 20

Reality check

What actually sold near 26082 PAYSANDU DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

401 MALPELO AVENUESold · May ’26

$207,000

401 MALPELO AVENUE · same community

4 bd · 3 ba · 2,110 sqft · $98/sqft · 10 DOM

26205 TOCANTINS COURTSold · Feb ’26

$400,000

26205 TOCANTINS COURT · same community

3 bd · 2 ba · 2,209 sqft · $181/sqft · 4 DOM

25541 AREQUIPA DRIVESold · Apr ’26

$465,000

25541 AREQUIPA DRIVE · same community

3 bd · 2 ba · 2,091 sqft · $222/sqft · 56 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jillian Kobylesky

Your agent

Jillian Kobylesky

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 26082 PAYSANDU DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 26082 PAYSANDU DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

26082 PAYSANDU DRIVE FAQs

What would the monthly payment be for 26082 PAYSANDU DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,413/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 26082 PAYSANDU DRIVE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 26082 PAYSANDU DRIVE?+

The most recent tax bill on record (2025) was $1,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 26082 PAYSANDU DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $498,000, this home is listed about 47% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 26082 PAYSANDU DRIVE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$498,000 runs 460% above the PUNTA GORDA 33983 median — but at 2,151 sqft it's also 28% larger than the typical Punta Gorda listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KW PEACE RIVER PARTNERS · Gina Flood. MLS #C7529662.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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26082 PAYSANDU DRIVE, PUNTA GORDA, FL — 3 Bed, 2.5 Bath — $498,000 | CENTURY 21 Edge