8631 LAKE FRONT COURT, PUNTA GORDA, FL, 33950
Active17 days on marketListed Sep 3, 2026MLS #C7529778
About this home
8631 LAKE FRONT COURT
Welcome to the Florida lifestyle you’ve been dreaming of! This immaculate 3-bedroom home offers the perfect blend of comfort and style. A vibrant 55+ gated community in Punta Gorda where residents enjoy an exceptional array of amenities, including a clubhouse, swimming pool, tennis, pickle ball, and so much more. Step inside and immediately appreciate the abundance of natural light, soaring 9-foot ceilings, and thoughtfully designed spaces that feel both open and inviting. The home has been lovingly maintained and is truly move-in ready, with beautiful custom light fixtures, newer appliances, and numerous upgrades that make everyday living effortless. The spacious primary suite provides a relaxing retreat, complete with a luxurious soaker tub and separate shower—the perfect place to unwind at the end of the day. Two additional spacious bedrooms provide plenty of room for guests, hobbies, an office, or whatever suits your Florida lifestyle. But perhaps the true star of this home is the beautiful screened lanai overlooking the lake and its charming fountain. Imagine starting your morning with coffee while enjoying the peaceful water view, or ending the day outdoors as the Florida sunset fills the sky. It’s an ideal setting for relaxing, entertaining, and soaking up everything Southwest Florida has to enjoy. And when you’re ready to venture out, you’re conveniently located just minutes from historic Punta Gorda, with its unique character, waterfront charm, restaurants, shops, and cultural attractions. The Punta Gorda Airport is also nearby, making travel and visiting friends and family exceptionally convenient. With its immaculate condition, spacious floor plan, abundant natural light, 9-foot ceilings, stylish finishes, lakefront lanai, and fabulous active-adult amenities, this home is more than a place to live—it’s an opportunity to enjoy the very best of the Punta Gorda lifestyle. Property video; https://view.spiro.media/order/b5f7fdf7-bb04-4c97-f5a8-08def07c81a4?version=96_091&branding=true
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,591
Sqft
0.14 ac
Lot size
2
Garage
2007
Year built
One
Levels
$211
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,943 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,943/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs Punta Gorda actives
$211 vs $203
Days on market
17 vs 63 typical
Where $211/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
224 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the Punta Gorda median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 8631 LAKE FRONT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$250,000
24556 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,575 sqft · $159/sqft · 10 DOM
Sold · Mar ’26$317,000
24676 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,477 sqft · $215/sqft · 5 DOM
Sold · Feb ’26$250,000
24675 RIO VILLA LAKES CIRCLE · same community
3 bd · 2 ba · 1,477 sqft · $169/sqft · 131 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 8631 LAKE FRONT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8631 LAKE FRONT COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8631 LAKE FRONT COURT FAQs
What would the monthly payment be for 8631 LAKE FRONT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,943/mo — principal and interest, the actual property-tax bill, the $271/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8631 LAKE FRONT COURT?+
The association fee works out to $271 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8631 LAKE FRONT COURT?+
The most recent tax bill on record (2025) was $4,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8631 LAKE FRONT COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $335,000, this home is listed about 1% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Deeana Atkinson. MLS #C7529778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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