CENTURY 21 Edge
$545,0003 bd2.5 ba2,004 sqft$272 /sqft$4,142 /mo all-in ↓

2521 W MARION AVENUE UNIT 311, PUNTA GORDA, FL, 33950

Active30 days on marketListed Aug 21, 2026MLS #C7529779

WaterfrontVillaISLES COVE PH 10

About this home

2521 W MARION AVENUE UNIT 311

No bridges to the harbor, deeded dock #20, 13,500 pound boat lift, meticulously maintained and beautifully upgraded...what else do you need? This stunning open concept villa will impress you, from the serene and spacious entry courtyard, perfect for a spa or reading area, to the private entrance with a fountain to greet you. Once you enter this villa, you will be impressed with the decorative tile floor, elevated ceilings, skylights and the very large open concept kitchen, dining and living room area which is perfect for entertaining. The kitchen is stunning with a two level granite breakfast bar that seats six, stainless steel appliances, upgraded lighting and creative storage solutions such as pull out spice racks, 3 lazy Susan shelves, and a large pantry style shelving cabinet. There is a wet bar in close proximity as well to help the flow of entertaining from the kitchen to the spacious Florida room. The primary bedroom is quite spacious with a slider to the Florida room, two custom shelving walk in closets, an en suite bathroom with a huge walk in tiled shower, soaking tub and a private lavatory space. There are two other spacious bedrooms that could easily fit a king sized bed (one is decorated as such), one sports a queen sized Murphy bed that can double as a home office. There are spacious closets in both, one of them being a walk in and the other being two separate entry style but joined interiors. The guest bathroom is beautifully upgraded with a walk in shower, linen closet and skylights to keep it light and bright. Bother guest bedrooms are on the opposite end of the villa from the primary to provide privacy for all. Interior laundry room has its own sink and there is a half bath in the main living area for guests. The beautiful Florida room is just over 500 square feet and has two options for you...either a wall of screens for air flow and a lanai feel, or a sliding wall of weather resistant panels that allow the area to be air conditioned and comfortable. Along with the mini split unit are two ceiling fans. There are roll down hurricane shutters that cover the Florida room screened area for protection, as well as storm protection panels on all other windows. This villa is easy to maintain, has tile floors throughout for quick cleaning with the exception of the lanai which is painted concrete. All of the Isles Cove residents have a deeded dock, this one has been upgraded with a 13,500 lb lift. Community is professionally maintained and has kept up with the important upgrades that make the community beautiful- roof replacement 2024, well maintained roads, dock maintenance and a lovely clubhouse with heated pool and a gazebo. if you are looking to enjoy where you live and spend time living instead of renovating and maintaining, this might be the perfect villa for you!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,004

Sqft

0.07 ac

Lot size

2

Garage

1991

Year built

One

Levels

$272

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDeeded · Driveway · Garage Door Opener · Ground Level
ExteriorCourtyard · Hurricane Shutters · Irrigation System · Lighting · Private Entrance · Sliding Doors

Community & fees

Taxes (2025)$6,391/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,142 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property tax — 2025 actual bill$533
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,075
Interest rate6.00%
Loan term

Estimated payment

$4,142/mo

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property taxes (actual bill)$533
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$272 vs $202

Days on market

30 vs 63 typical

Where $272/sqft sits among the 400 Punta Gorda actives

114
151
65 · this home
29
14
27
$115–172$172–230$230–288$288–346$346–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

223 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $545,000 · 30 days on market since
1991Built · ISLES COVE PH 10

Reality check

What actually sold near 2521 W MARION AVENUE UNIT 311

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1359 PINE SISKIN DRSold · Jul ’26

$749,000

1359 PINE SISKIN DR

3 bd · 2 ba · 2,008 sqft · $373/sqft · 131 DOM

1362 PINE SISKIN DRIVESold · Aug ’26

$805,000

1362 PINE SISKIN DRIVE

3 bd · 2 ba · 2,016 sqft · $399/sqft · 4 DOM

2611 RYAN BOULEVARDSold · Jun ’26

$730,000

2611 RYAN BOULEVARD

3 bd · 2.5 ba · 2,033 sqft · $359/sqft · 149 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2521 W MARION AVENUE UNIT 311 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2521 W MARION AVENUE UNIT 311 — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2521 W MARION AVENUE UNIT 311 FAQs

What would the monthly payment be for 2521 W MARION AVENUE UNIT 311?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,142/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2521 W MARION AVENUE UNIT 311?+

The most recent tax bill on record (2025) was $6,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2521 W MARION AVENUE UNIT 311?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $545,000, this home is listed about 61% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 2521 W MARION AVENUE UNIT 311?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$545,000 runs 102% above the PUNTA GORDA 33950 median — but at 2,004 sqft it's also 19% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Sally Lewis. MLS #C7529779.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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