42226 LAKE TIMBER DRIVE, PUNTA GORDA, FL, 33982
Active26 days on marketListed Aug 25, 2026MLS #C7529976
About this home
42226 LAKE TIMBER DRIVE
LOWEST HOA IN BABCOCK RANCH • METAL ROOF • HURRICANE IMPACT WINDOWS & DOORS! Located on a desirable corner lot just steps from the Lake Timber Lodge, this 2022 Lennar Redbud offers 5 bedrooms, 4 bathrooms, and over 3,100 sq. ft. of spacious, thoughtfully designed living in one of Babcock Ranch’s most sought-after neighborhoods. The bright, open-concept first floor features tile flooring and a beautiful kitchen with quartz countertops, oversized island, stainless-steel appliances, gas range, and ample cabinetry. The first-floor primary suite offers dual vanities and a spacious walk-in shower, while an additional bedroom and full bathroom provide flexibility for guests or multigenerational living. An enclosed lanai creates even more space to relax and entertain. Upstairs features 3 additional bedrooms, 2 bathrooms, and a spacious loft perfect for a media room, playroom, office, or second living area. Designed with Florida living in mind, the home includes a metal roof, hurricane-impact windows and doors, additional hurricane shutters, and a 2-car alley-access garage with epoxy flooring. One of Lake Timber’s biggest advantages? No additional neighborhood HOA fee—just the Babcock Ranch master HOA. Enjoy the Lake Timber Lodge with its zero-entry pool, lakefront gathering areas, playground, and fishing dock, all just steps from home. Ideally located near the front of Babcock Ranch with easy access to SR-31, Founder's Square, the upcoming B Street district, shopping, dining, trails, parks, lakes, recreation, schools, and year-round events.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,112
Sqft
0.21 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,311 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,311/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.1%
$/sqft vs Punta Gorda actives
$190 vs $203
Days on market
26 vs 63 typical
Where $190/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Babcock Ranch
Get to know Punta Gorda. See the full Punta Gorda guide →
Babcock Ranch — neighborhood snapshot
Population
1,383
Median age
51
Median income
$121,216
Median home value
$440,349
Avg household
3
Households w/ children
150
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
222 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 297% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 42226 LAKE TIMBER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$646,500
42179 HAMMOCK LANE · same community
4 bd · 2 ba · 2,412 sqft · $268/sqft · 7 DOM
Sold · Jan ’26$485,000
16984 CURRY PRESERVE DRIVE · same community
3 bd · 2 ba · 1,984 sqft · $244/sqft · 77 DOM
Sold · Sep ’26$529,700
17424 SILVERSPUR DRIVE
4 bd · 2.5 ba · 3,159 sqft · $168/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 42226 LAKE TIMBER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42226 LAKE TIMBER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42226 LAKE TIMBER DRIVE FAQs
What would the monthly payment be for 42226 LAKE TIMBER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 42226 LAKE TIMBER DRIVE?+
The most recent tax bill on record (2025) was $8,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42226 LAKE TIMBER DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $592,000, this home is listed about 75% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 42226 LAKE TIMBER DRIVE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMART REALTY OF FLORIDA · Estrella Ruiz. MLS #C7529976.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 42226 LAKE TIMBER DRIVE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →