CENTURY 21 Edge
$899,9003 bd2 ba2,123 sqft$424 /sqft$6,373 /mo all-in ↓

605 CANDIA COURT, PUNTA GORDA, FL, 33950

Active16 days on marketListed Sep 4, 2026MLS #C7530334

WaterfrontPrivate poolSingle Family ResidencePUNTA GORDA ISLES SEC 15

Come see it

Upcoming open house

Sun, Sep 20

11:00 AM – 2:00 PM

About this home

605 CANDIA COURT

Waterfront Paradise on a Premium 169 Ft Waterfront Lot! Nestled on a quiet cul-de-sac in Punta Gorda, this exceptional waterfront home offers the perfect blend of boating access, privacy, and peace of mind. Situated on a desirable point lot with an adjacent vacant lot and abundant surrounding green space, you'll enjoy expansive views and an unmatched sense of openness. Boaters paradise. You will be just 16 minutes to Charlotte Harbor by boat. Enjoy a new 10,000 lb Hurricane Branded boat lift, 45 feet of concrete dock, and both water and electric service at the dock. Inside, every bedroom features a walk-in closet with built-in organizers, while every door and window is protected by roll-down hurricane shutters, allowing the home to be storm-ready in approximately 30 minutes. Recent upgrades and improvements exceed $100,000, making this home truly move-in ready. Major updates include a new roof (2023), commercial-grade luxury vinyl plank flooring (2025), interior and exterior paint (2024), new kitchen refrigerator (2024), new water heater (2024), new pool pump (2024), updated faucets, enhanced landscaping, garage entry doors, lanai ceiling fans, and a Wi-Fi-enabled irrigation controller. Additional improvements include a RainSoft reverse osmosis system, water softener, new filter tank, and an air-conditioner soft starter that allows operation from a portable generator. The air conditioning system was replaced in 2021. Whether you're searching for a year-round residence or a waterfront retreat, this meticulously maintained property offers the ideal combination of boating convenience, modern updates, hurricane preparedness, and the relaxed Florida lifestyle. This is the waterfront home buyers wait for, offering exceptional value, extensive upgrades, and quick boating access to some of Southwest Florida's best fishing and cruising waters. Book your showing now.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,123

Sqft

0.29 ac

Lot size

2

Garage

1988

Year built

One

Levels

$424

Per sqft

Private poolWaterfrontCity & Water viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Solid Wood Cabinets · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewCity · Water
FacesSouthwest
ExteriorHurricane Shutters · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$4/mo
Taxes (2025)$12,191/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,373 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$1,016
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,990
Interest rate6.00%
Loan term

Estimated payment

$6,373/mo

Principal & interest$4,856
PMI (est., until 20% equity)$337
Property taxes (actual bill)$1,016
HOA / condo fee$4
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $900K
$604KedgeAI estimate $654,912 · range $630K$689K$936K

vs edgeAI estimate

+37.4%

$/sqft vs PUNTA GORDA ISLES SEC 15

$424 vs $309

Days on market

16 vs 63 typical

Where $424/sqft sits among the 21 homes for sale in PUNTA GORDA ISLES SEC 15

6
5
5
0
1 · this home
4
$215–264$264–313$313–362$362–411$411–460$460+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Burnt Store Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Burnt Store Isles — neighborhood snapshot

Population

2,266

Median age

69

Median income

$91,652

Median home value

$631,300

Avg household

2

Households w/ children

69%

For the school run

Charlotte County School District

HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★
ElementarySallie Jones Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

6 of 21

PUNTA GORDA ISLES SEC 15 have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 233% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $899,900 · 16 days on market since
1988Built · PUNTA GORDA ISLES SEC 15

Reality check

What actually sold near 605 CANDIA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

609 MACEDONIA DRIVESold · Mar ’26

$675,220

609 MACEDONIA DRIVE · same community

3 bd · 2.5 ba · 2,118 sqft · $319/sqft · 16 DOM

4032 MALTESE COURTSold · Dec ’25

$599,000

4032 MALTESE COURT · same community

3 bd · 2.5 ba · 2,085 sqft · $287/sqft · 9 DOM

3700 CANDIA DRIVESold · Dec ’25

$679,000

3700 CANDIA DRIVE · same community

3 bd · 2.5 ba · 2,174 sqft · $312/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 605 CANDIA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 605 CANDIA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

605 CANDIA COURT FAQs

What would the monthly payment be for 605 CANDIA COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,373/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 605 CANDIA COURT?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 605 CANDIA COURT?+

The most recent tax bill on record (2025) was $12,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 605 CANDIA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $899,900, this home is listed about 165% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 605 CANDIA COURT?+

Charlotte High School (high), Punta Gorda Middle School (middle), Sallie Jones Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$899,900 runs 233% above the PUNTA GORDA 33950 median — but at 2,123 sqft it's also 26% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Charlotte High School, Punta Gorda Middle School, Sallie Jones Elementary School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REMAX LANDMARK · Akos Jankura. MLS #C7530334.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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605 CANDIA COURT, PUNTA GORDA, FL — 3 Bed, 2 Bath — $899,900 | CENTURY 21 Edge