45012 PIPEVINE CIRCLE, PUNTA GORDA, FL, 33982
Active4 days on marketListed Sep 16, 2026MLS #C7530539
About this home
45012 PIPEVINE CIRCLE
Brand new and move-in ready in Sabal Glen at Midtown at Babcock Ranch! This 4-bedroom, 3-bath home offers 2,391 square feet of thoughtfully designed living space, a private pool, covered patio and 2-car garage. A flexible space near the entry provides room for a home office, sitting area or additional gathering space, while the main living area brings together the kitchen, dining and family room for comfortable everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, designer cabinetry and plenty of workspace. A first-floor bedroom adds flexibility for guests or a home office, while upstairs you'll find three additional bedrooms, including the spacious owner's suite with a private bath and walk-in shower. Smart-home features, energy-efficient details, LED recessed lighting, washer and dryer and a Ring Video Doorbell Pro add everyday convenience. Beyond the home, Babcock Ranch offers an impressive lineup of recreation and community amenities, including pools, parks, fitness facilities, pickleball and tennis courts, dog parks, fishing, community events and more than 50 miles of trails. Spend weekends exploring Founder's Square with its lakefront setting, farmers markets, seasonal events, dining and shopping, or take advantage of the home's location near the growing Midtown area. A brand-new home, private pool and access to one of Southwest Florida's most amenity-rich communities make this one worth seeing! This property has the Summer Value Package: Ceiling fans in all bedrooms and living room Ring security bundle Video push keypad on for garage door Epoxy on garage floor Wash and dryer Heated pool dual component 2 ac units Storm shutters Window treatments $4k credit to California closets for master closet customization
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,391
Sqft
0.19 ac
Lot size
2
Garage
2026
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,989 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,989/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−55.2%
$/sqft vs Punta Gorda actives
$203 vs $203
Days on market
4 vs 63 typical
Where $203/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
223 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the Punta Gorda median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 45012 PIPEVINE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$269,985
9482 SUNBEAM CIRCLE
3 bd · 2 ba · 1,564 sqft · $173/sqft · 0 DOM
Sold · Apr ’26$250,000
9470 SUNBEAM CIRCLE
3 bd · 2 ba · 1,564 sqft · $160/sqft · 38 DOM
Sold · Aug ’26$235,000
9464 SUNBEAM CIRCLE
3 bd · 2 ba · 1,564 sqft · $150/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Licensed Realtor® · CENTURY 21 Edge
Tours, negotiation, and every question about 45012 PIPEVINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45012 PIPEVINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
45012 PIPEVINE CIRCLE FAQs
What would the monthly payment be for 45012 PIPEVINE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,989/mo — principal and interest, the actual property-tax bill, the $177/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 45012 PIPEVINE CIRCLE?+
The association fee works out to $177 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 45012 PIPEVINE CIRCLE?+
The most recent tax bill on record (2025) was $7,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45012 PIPEVINE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $484,905, this home is listed about 43% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$484,905 runs 43% above the Punta Gorda median — but at 2,391 sqft it's also 42% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Punta Gorda market that averages 63 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Heidi Choiniere. MLS #C7530539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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