CENTURY 21 Edge
$847,9003 bd2 ba2,567 sqft$330 /sqft$5,521 /mo all-in ↓

3772 PEACE RIVER DRIVE, PUNTA GORDA, FL, 33983

Active6 days on marketListed Sep 14, 2026MLS #C7530703

WaterfrontPrivate poolSingle Family ResidenceHRBR HEIGHTS

About this home

3772 PEACE RIVER DRIVE

Opportunity knocks - 1 of only 2 Peace River waterfront homes available in Harbour Heights! Welcome to your riverfront oasis on the scenic Peace River—a true sanctuary for those who value both modern elegance and relaxed Florida living. This captivating 3-bedroom, 2-bathroom retreat boasts a well-thought-out split floor plan that ensures privacy and a comfortable flow throughout. The expansive great room serves as the heart of the home, perfectly framing the kitchen complete with a generous kitchen island. Whether you’re preparing a gourmet meal or entertaining family and friends, the spacious layout invites effortless gatherings. The primary bedroom is a true retreat, featuring an adjoining sunroom that provides the perfect backdrop for your morning coffee or quiet moments of reflection. Additionally, a separate den/office creates an ideal space for remote work or creative pursuits, offering versatility to match your lifestyle. Adding to the allure are the quality modern touches that set this property apart. Durable impact glass windows bathe the interior in natural light while safeguarding against the elements, and a sleek metal roof underscores the home’s commitment to both style and longevity. A whole house fan enhances energy efficiency and keeps every room feeling refreshingly cool. Step outside into your private outdoor paradise—a sparkling swimming pool offers endless days of relaxation under the sun, while your personal dock beckons with the promise of lazy afternoons spent on the water. An oversized 2-car garage ensures ample space for your vehicles and all your storage needs. Perfectly poised on the banks of the Peace River, this exceptional home encapsulates the essence of Florida living. It’s more than just a residence—it’s a lifestyle characterized by leisure, natural beauty, and thoughtful design. Experience the extraordinary charm and comfort of riverfront living as you embrace a warm, inviting home that feels both timeless and innovative. *Sliding doors are not impact glass but are protected by an accordion shutter across the covered lanai. *A/C system replaced September 2024. *Metal roof replaced December 2021. Deep Creek Golf Club is just a short drive away in Punta Gorda, this premier 18-hole championship golf course caters to both casual players and golf enthusiasts offering meticulously maintained fairways and challenging layout. Located in Harbour Heights a non-deed restricted waterfront community in Punta Gorda without the expense of a Homeowners Association or CDD fees. The Charlotte Harbor Water Association has recently completed updating the water distribution system with new piping in the community with no expense to the property owner. Only 1 mile to the remodeled 8 acre Harbour Heights Park maintained by Charlotte County, providing a public boat ramp, day docks, playground, pavilion and barbecue areas, basketball, shuffleboard, lighted tennis/pickle ball courts, horseshoes, and a butterfly garden. Boat ramp provides access to the Peace River, the Blueway Trails, Charlotte Harbor and the Gulf of America. Just a 15 minute drive to the Punta Gorda Airport (PGD). Golf, restaurants, schools, medical, churches and shopping are all nearby. A short distance to I-75 at exit 167 or 170 affords easy access to historic downtown Punta Gorda/Fort Myers/Naples to the south and North Port/Venice/Sarasota to the north.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,567

Sqft

0.28 ac

Lot size

2

Garage

2006

Year built

One

Levels

$330

Per sqft

Private poolWaterfrontWater viewNegotiable

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAttic Ventilator · Ceiling Fan(s) · Open Floorplan · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesNorthwest
ParkingGarage Door Opener · Garage Faces Side · Off Street · Oversized · Workshop in Garage
ExteriorHurricane Shutters · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,617/yr
CommunityDock · Fishing · Public Boat Ramp · River · Water Access · Waterfront · Dog Park · Park · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,521 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,575
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$468
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,790Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,790
Interest rate6.00%
Loan term

Estimated payment

$5,521/mo

Principal & interest$4,575
PMI (est., until 20% equity)$318
Property taxes (actual bill)$468
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $848K
$533KedgeAI estimate $746,422 · range $555K$1.2M$1.3M

vs edgeAI estimate

+13.6%

$/sqft vs HRBR HEIGHTS

$330 vs $236

Days on market

6 vs 63 typical

Where $330/sqft sits among the 28 homes for sale in HRBR HEIGHTS

3
9
9
2 · this home
3
2
$118–172$172–226$226–279$279–333$333–387$387+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33983 — neighborhood snapshot

Population

18,230

Median age

56.6

Median income

$67,705

Median home value

$324,100

Avg household

2.31

Households w/ children

1,552

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

18 of 28

HRBR HEIGHTS have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 853% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 14, 2026Listed at $847,900 · 6 days on market since
2006Built · HRBR HEIGHTS

Reality check

What actually sold near 3772 PEACE RIVER DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3766 PEACE RIVER DRIVESold · Jul ’26

$800,000

3766 PEACE RIVER DRIVE · same community

4 bd · 2 ba · 2,552 sqft · $313/sqft · 104 DOM

27300 SAN CARLOS DRIVESold · Apr ’26

$600,000

27300 SAN CARLOS DRIVE · same community

4 bd · 3 ba · 2,596 sqft · $231/sqft · 3 DOM

27350 SAN CARLOS DRIVESold · Sep ’26

$624,000

27350 SAN CARLOS DRIVE · same community

4 bd · 3.5 ba · 2,815 sqft · $222/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3772 PEACE RIVER DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3772 PEACE RIVER DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3772 PEACE RIVER DRIVE FAQs

What would the monthly payment be for 3772 PEACE RIVER DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,521/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3772 PEACE RIVER DRIVE?+

The most recent tax bill on record (2025) was $5,617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $847,900, this home is listed about 150% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 3772 PEACE RIVER DRIVE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$847,900 runs 853% above the PUNTA GORDA 33983 median — but at 2,567 sqft it's also 53% larger than the typical Punta Gorda listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 6 days on market in a Punta Gorda market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ALLISON JAMES ESTATES & HOMES · Steve Vieira. MLS #C7530703.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3772 PEACE RIVER DRIVE, PUNTA GORDA, FL — 3 Bed, 2 Bath — $847,900 | CENTURY 21 Edge