CENTURY 21 Edge
$185,000$225,0002 bd2 ba893 sqft$207 /sqft$1,927 /mo all-in ↓

4072 OAKVIEW DRIVE UNIT C8, PUNTA GORDA, FL, 33980

Active530 days on marketListed Feb 9, 2025MLS #D6140441

Reduced $40KCondominiumTALA LAKES PH 01 BLDG C

About this home

4072 OAKVIEW DRIVE UNIT C8

One of the Best Updated & Best-Priced Units in Tala Lakes – Now $185,000! Beautifully updated 2-bedroom, 2-bath condo in the desirable 55+ gated community of Tala Lakes. This move-in-ready unit features new flooring, sleek countertops, stainless steel appliances, and a private screened-in lanai. Furniture is negotiable. Enjoy resort-style amenities including a heated pool, spa, screened pool house with wet bar and library, tennis courts, bocce, and multiple BBQ areas. Conveniently located near shopping, dining, healthcare, golf, Sunseeker Resort, downtown Punta Gorda, and Southwest Florida’s stunning beaches. Easy access to I-75, US-41, Punta Gorda Airport, and Fort Myers Airport. A rare opportunity to own one of the best updated and best-priced condos in Tala Lakes. Don’t miss it.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

893

Sqft

0.02 ac

Lot size

1987

Year built

Two

Levels

$207

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Other · Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer · Water Filtration System
InteriorSolid Surface Counters
LaundryInside · Other
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Other · Wood Frame
FoundationSlab
FacesNorthwest
ExteriorOther

Community & fees

HOA fee$360/mo
Taxes (2024)$2,831/yr
PetsNumber Limit, Size Limit, Yes
CommunityBuyer Approval Required · Deed Restrictions · Gated Community - No Guard · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,927 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2024 actual bill$236
Condo fee — from the listing$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,927/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$236
HOA / condo fee$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $185K
$101KedgeAI estimate $129,531 · range $105K$167K$192K

vs edgeAI estimate

+42.8%

$/sqft vs Punta Gorda actives

$207 vs $208

Days on market

530 vs 59 typical

Where $207/sqft sits among the 400 Punta Gorda actives

88
123 · this home
80
52
21
36
$114–163$163–211$211–260$260–309$309–357$357+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 4072 OAKVIEW DRIVE UNIT C8

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33980 — neighborhood snapshot

Population

13,235

Median age

63.4

Median income

$61,871

Median home value

$221,200

Avg household

2.09

Households w/ children

956

For the school run

Charlotte County School District

ElementaryKingsway Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

181 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $185,000 $40K
Feb 9, 2025Listed at $225,000 · 530 days on market since
1987Built · TALA LAKES PH 01 BLDG C

Reality check

What actually sold near 4072 OAKVIEW DRIVE UNIT C8

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4016 OAKVIEW DRIVE UNIT J8Sold · Jun ’26

$122,000

4016 OAKVIEW DRIVE UNIT J8

2 bd · 2 ba · 893 sqft · $137/sqft · 745 DOM

24437 HARBORVIEW ROAD UNIT 114Sold · Mar ’26

$109,114

24437 HARBORVIEW ROAD UNIT 114

2 bd · 2 ba · 896 sqft · $122/sqft · 84 DOM

143 DATE STREETSold · Sep ’25

$66,000

143 DATE STREET

2 bd · 1 ba · 918 sqft · $72/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4072 OAKVIEW DRIVE UNIT C8 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4072 OAKVIEW DRIVE UNIT C8 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4072 OAKVIEW DRIVE UNIT C8 FAQs

What would the monthly payment be for 4072 OAKVIEW DRIVE UNIT C8?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,927/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4072 OAKVIEW DRIVE UNIT C8?+

The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4072 OAKVIEW DRIVE UNIT C8?+

The most recent tax bill on record (2024) was $2,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4072 OAKVIEW DRIVE UNIT C8?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $185,000, this home is listed about 46% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 4072 OAKVIEW DRIVE UNIT C8?+

Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$185,000 runs 36% above the PUNTA GORDA 33980 median.

02Time on market is leverage

530 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $225,000, now $185,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Pamela Civitillo. MLS #D6140441.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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