4354 MANATEE LOOP UNIT 16A, PUNTA GORDA, FL, 33950
Active388 days on marketListed Jul 1, 2025MLS #D6142929
About this home
4354 MANATEE LOOP UNIT 16A
Find your peace in this vibrant 55+ community nestled next to the serene Peace River in picturesque Punta Gorda, FL. This beautifully appointed 3-bedroom, 2-bathroom home offers over 1,700 sq ft of bright, airy living space—perfectly suited for active adults seeking comfort, privacy, and convenience. ?? Home Features & Storage Galore: Spacious interior with ample storage, including closets, under-home space, and sheds for all your gear Well-designed layout with generous bedrooms and baths ?? Community Amenities You'll Love: Olympic-size heated pool with a beach-entry side—ideal for laps or leisurely swims 25+ acre catch-and-release lake offering non-motorized boating, fishing, lakeside picnics, and enchanting sunset gatherings 50 acres of paved, lighted streets—perfect for walking, biking, or evening strolls Social club amenities: clubhouse, mini-hall with pool tables, library, chapel, shuffleboard courts, and fitness activities Friendly to RVs & golf carts, with RV hookups, electric access, and a warm, welcoming environment ?? Prime Location Advantage: Right next to the Peace River, enjoy easy access to boating, kayaking, fishing, and the scenic 2.4-mile Harborwalk for waterfront strolling and cycling Minutes from downtown Punta Gorda’s restaurants, shopping, marina, and historic Harborwalk-lined waterfront Close to top-tier golf courses, tennis courts, parks, and cultural attractions ?? Lifestyle & Value: Alligator Park is a resident-owned & managed cooperative, offering an empowered sense of community. With monthly HOA covering water, Live where tropical palm-lined grounds meet engaging social life and peaceful retreats—truly paradise with purpose. ?? Captivating Closing Remark: "Wake up to sunshine, friendship, and waterfront bliss—your peaceful chapter starts here at Alligator Park."
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
0.1 ac
Lot size
2022
Year built
One
Levels
$114
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,793/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$114 vs $207
Days on market
388 vs 59 typical
Where $114/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4354 MANATEE LOOP UNIT 16A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$31,000
16 N CARDINAL UNIT B16 · same community
2 bd · 2 ba · 1,029 sqft · $30/sqft · 115 DOM
Sold · Mar ’26$226,000
23475 HARPER AVENUE
4 bd · 2 ba · 1,752 sqft · $129/sqft · 304 DOM
Sold · Jun ’26$160,000
5115 MELBOURNE STREET UNIT A303
3 bd · 2.5 ba · 1,759 sqft · $91/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4354 MANATEE LOOP UNIT 16A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4354 MANATEE LOOP UNIT 16A — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4354 MANATEE LOOP UNIT 16A FAQs
What would the monthly payment be for 4354 MANATEE LOOP UNIT 16A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,793/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4354 MANATEE LOOP UNIT 16A?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4354 MANATEE LOOP UNIT 16A?+
The most recent tax bill on record (2024) was $833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4354 MANATEE LOOP UNIT 16A?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $199,900, this home is listed about 42% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4354 MANATEE LOOP UNIT 16A?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$199,900 is 27% below the PUNTA GORDA 33950 median of $272,993, and at $114/sqft it sits under the Punta Gorda average of $233.
02Time on market is leverage
388 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $229,900, now $199,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DYNAMIC REALTY GROUP · Dain Rudolph. MLS #D6142929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 4354 MANATEE LOOP UNIT 16A but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Yumiko to ping you on any price or status change →