CENTURY 21 Edge
$479,900$589,9002 bd2 ba1,161 sqft$413 /sqft$5,182 /mo all-in ↓

2955 N BEACH ROAD UNIT A411, ENGLEWOOD, FL, 34223

Active246 days on marketListed Dec 8, 2025MLS #D6145102

Reduced $110KWaterfrontCondominiumTAMARIND GULF & BAY BLDG A-4

About this home

2955 N BEACH ROAD UNIT A411

Beach and Boat Lover’s Dream in an Accessible Setting! Discover effortless island living in this beautifully furnished 2-bedroom, 2-bath condo located on the ground floor of Tamarind Gulf & Bay’s only handicap-accessible building. Thoughtfully designed with easy access in mind, this condo offers a charming screened lanai with a delightful peek-a-boo view of Lemon Bay — the perfect spot for morning coffee or an evening breeze. This turnkey furnished unit has also been a successful rental, providing flexibility for personal enjoyment or investment income. Inside, enjoy an inviting, open floor plan with comfortable spaces to gather and unwind. Set within Tamarind Gulf & Bay’s spectacular 9-acre tropical resort setting, elevated 12–15 feet with no water intrusion from the 2024 hurricane, you’ll find lush green spaces, a beautifully maintained complex, and nothing built over three stories for an intimate, coastal village feel. Residents here have 400 feet of private Gulf-front beach to explore, along with 300 feet on Lemon Bay offering 26 first-come boat slips with water and electricity, a private boat ramp, kayak storage, and a fish-cleaning station — a true boater’s paradise. Amenities abound, from the sparkling heated pool and clubhouse to covered parking, outdoor grills, and a laid-back coastal atmosphere. Bring your pets (no weight restrictions!), your fishing poles, your paddleboard, and your sense of adventure — Tamarind gives you a front-row seat to Southwest Florida’s best: dolphin and manatee watching, shark tooth hunting, beachcombing, fresh local seafood, quaint gift shops, golf, biking, and more. The HOA takes care of the details, including flood and wind insurance, Xfinity cable and internet, exterior maintenance, water, trash, landscaping, roof upkeep, and pest control, so you can focus on what truly matters — enjoying your Gulf-to-Bay lifestyle. Call today to arrange your private tour of this rare, accessible ground-floor coastal retreat!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,161

Sqft

0.25 ac

Lot size

1982

Year built

One

Levels

$413

Per sqft

WaterfrontWater viewTurnkey

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofMembrane
ConstructionBlock · Stucco
FoundationStem Wall
ViewWater
FacesEast
ExteriorSidewalk · Sliding Doors · Storage

Community & fees

HOA fee$1,258/mo
Taxes (2025)$8,716/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,182 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$726
Condo fee — from the listing$1,258
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,797
Interest rate6.00%
Loan term

Estimated payment

$5,182/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$726
HOA / condo fee$1,258
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$404KedgeAI estimate $427,262 · range $421K$434K$499K

vs edgeAI estimate

+12.3%

$/sqft vs Englewood actives

$413 vs $240

Days on market

246 vs 71 typical

Where $413/sqft sits among the 400 Englewood actives

170
114
59 · this home
18
10
29
$115–222$222–328$328–435$435–541$541–648$648+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 2955 N BEACH ROAD UNIT A411

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$340K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

178 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,900 $110K
Dec 8, 2025Listed at $589,900 · 246 days on market since
1982Built · TAMARIND GULF & BAY BLDG A-4

Reality check

What actually sold near 2955 N BEACH ROAD UNIT A411

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2955 N BEACH ROAD UNIT A415Sold · Feb ’26

$470,000

2955 N BEACH ROAD UNIT A415 · same community

2 bd · 2 ba · 1,237 sqft · $380/sqft · 65 DOM

2955 N BEACH ROAD UNIT A425Sold · May ’26

$516,750

2955 N BEACH ROAD UNIT A425 · same community

2 bd · 2 ba · 1,237 sqft · $418/sqft · 67 DOM

2476 N BEACH ROADSold · Jan ’26

$715,000

2476 N BEACH ROAD

3 bd · 2 ba · 1,160 sqft · $616/sqft · 107 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2955 N BEACH ROAD UNIT A411 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2955 N BEACH ROAD UNIT A411 — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2955 N BEACH ROAD UNIT A411 FAQs

What would the monthly payment be for 2955 N BEACH ROAD UNIT A411?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,182/mo — principal and interest, the actual property-tax bill, the $1,258/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2955 N BEACH ROAD UNIT A411?+

The association fee works out to $1,258 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2955 N BEACH ROAD UNIT A411?+

The most recent tax bill on record (2025) was $8,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2955 N BEACH ROAD UNIT A411?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $479,900, this home is listed about 34% above the Englewood median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2955 N BEACH ROAD UNIT A411?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$479,900 runs 25% above the ENGLEWOOD 34223 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,258/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

246 days on market against a Englewood median of 71 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Rebekah McCracken. MLS #D6145102.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Englewood homes, in your inbox

Like 2955 N BEACH ROAD UNIT A411 but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Alek to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 6:15 AM UTC. The listing information on this page last changed on August 11, 2026 at 6:15 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 6:15 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 6:15 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.