CENTURY 21 Edge
$485,000$525,0002 bd2 ba1,070 sqft$453 /sqft$3,553 /mo all-in ↓

1551 BEACH ROAD UNIT 204, ENGLEWOOD, FL, 34223

Active170 days on marketListed Feb 20, 2026MLS #D6146166

Reduced $40KCondominiumSANDPIPER KEY BLDG 04

About this home

1551 BEACH ROAD UNIT 204

AWESOME WATERFRONT VIEW! Enjoy a breathtaking view of Lemon Bay and the Intercoastal waterway from your 19' long Florida Room and Huge Open Sundeck. French doors from the primary bedroom make it easy to wake up to an awesome sunrise every day! Watch dolphins, manatees and boaters go by as you enjoy the huge open deck. Turnkey renovated 2 bedroom/2 full bath condo with a Fireplace! Just bring your suitcase! Beautiful renovated kitchen has shaker cabinets to the ceiling, stainless steel appliances, recessed lighting, quartz countertops, Pergo luxury vinyl flooring throughout except entrance and baths. Bathrooms have been renovated with tiled glass showers with one with a bench and rain shower head, condo has been newly painted with crown molding and upgraded doors, plantation shutters in kitchen and guest bedroom with drapery in the Florida Room. Hurricane windows in kitchen and guest bedroom make condo soundproof. Special features such as built in shelving in dinning room with breakfast bar and custom shelving in the primary bedroom closet make this condo extraordinary. New Air Conditioner and Hot Water Tank. Association has passed the State Mandated Milestone Structural Inspection with No Repairs Needed and established required reserves. Condo amenities include elevator, covered garage parking, bicycle/kayak/SUP storage, storage unit for beach or fishing supplies, guest parking, two pools with a heat/cool system making them refreshing all year long, small dock for fishing, gas grill areas with one conveniently located outside the building, a kayak area to launch onsite, Clubhouse/Library with fun social activities and an on-site Rental Office available. Enjoy a short 1/2 mile walk from your condo home on a well maintained sidewalk to beautiful Englewood Beach with many restaurants on popular Manasota Key with two offering free shuttles from the condo! For boaters, there are 60 privately owned docks in the Sandpiper Key Yacht Club just across the road that provides direct access to Lemon Bay and the Intracoastal Waterway and even the Gulf. Normally there is a dock or two available to purchase. Come enjoy the Florida lifestyle!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,070

Sqft

1

Garage

1981

Year built

One

Levels

$453

Per sqft

FireplaceWater viewTurnkeyPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet · Laundry Room · Outside
CoolingCentral Air · Humidity Control
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Concrete · Stucco · Vinyl Siding
FoundationBlock · Slab
ViewWater
FacesNorthwest
ParkingAssigned · Guest · Under Building
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Rain Gutters · Sidewalk · Storage

Community & fees

Taxes (2025)$3,884/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityDock · Fishing · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,553 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property tax — 2025 actual bill$324
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,975
Interest rate6.00%
Loan term

Estimated payment

$3,553/mo

Principal & interest$2,855
FHA mortgage insurance (est.)$215
Property taxes (actual bill)$324
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $485K
$303KedgeAI estimate $351,316 · range $316K$440K$504K

vs edgeAI estimate

+38.1%

$/sqft vs Englewood actives

$453 vs $240

Days on market

170 vs 68 typical

Where $453/sqft sits among the 400 Englewood actives

165
117
60
18 · this home
12
28
$115–221$221–327$327–433$433–539$539–645$645+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Map of 1551 BEACH ROAD UNIT 204

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34223 — neighborhood snapshot

Population

19,036

Median age

67.6

Median income

$70,155

Median home value

$358,000

Avg household

1.89

Households w/ children

693

For the school run

Sarasota County School District

ElementaryEnglewood Elementary School★★★★
HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

175 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the ENGLEWOOD 34223 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $485,000 $40K
Feb 20, 2026Listed at $525,000 · 170 days on market since
1981Built · SANDPIPER KEY BLDG 04

Reality check

What actually sold near 1551 BEACH ROAD UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1551 BEACH ROAD UNIT 202Sold · Mar ’26

$355,000

1551 BEACH ROAD UNIT 202 · same community

2 bd · 2 ba · 1,070 sqft · $332/sqft · 2 DOM

1551 BEACH ROAD UNIT 312Sold · Oct ’25

$295,000

1551 BEACH ROAD UNIT 312 · same community

2 bd · 2 ba · 1,070 sqft · $276/sqft · 11 DOM

1551 BEACH ROAD UNIT 212Sold · Sep ’25

$295,000

1551 BEACH ROAD UNIT 212 · same community

2 bd · 2 ba · 1,070 sqft · $276/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Julian Rivera

Your agent

Julian Rivera

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1551 BEACH ROAD UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1551 BEACH ROAD UNIT 204 — before you fall in love.

See it in person

Schedule a tour

Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1551 BEACH ROAD UNIT 204 FAQs

What would the monthly payment be for 1551 BEACH ROAD UNIT 204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,553/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1551 BEACH ROAD UNIT 204?+

The most recent tax bill on record (2025) was $3,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1551 BEACH ROAD UNIT 204?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $485,000, this home is listed about 35% above the Englewood median of $359,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1551 BEACH ROAD UNIT 204?+

Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$485,000 runs 26% above the ENGLEWOOD 34223 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

170 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Englewood Elementary School, Lemon Bay High School, L. A. Ainger Middle School — Englewood Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $525,000, now $485,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE · Brenda Brucker. MLS #D6146166.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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