W COWLES STREET, ENGLEWOOD, FL, 34223
Active133 days on marketListed Apr 3, 2026MLS #D6146871
About this home
W COWLES STREET
Your chance to create something truly special starts here. This spacious acreage offers a blank canvas with no HOA, no CDD fees, and no deed restrictions, giving you the freedom to design and build exactly what you want. Whether you're envisioning a private retreat, seasonal getaway, or future investment, this property is full of potential. ~~~ Enjoy partial bay views from an elevated home! Located just around the corner from Indian Mound Park, you’ll have convenient access to boating, kayaking, and waterfront recreation—with a public boat ramp nearby making it easy to get out on the water and explore the Intracoastal and beyond. Adding to the appeal, you’re only blocks from Historic Dearborn Street, the heart of Englewood’s charm. Enjoy local restaurants, boutique shopping, farmers markets, art festivals, and community events that create a vibrant yet laid-back coastal lifestyle. This property offers the rare combination of space, flexibility, and proximity to both nature and culture. Call today to see this property!
Facts & features
The home at a glance
1.31 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,933/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Englewood Village
Get to know Englewood. See the full Englewood guide →
Old Englewood Village — neighborhood snapshot
Population
3,260
Median age
64
Median income
$60,523
Median home value
$320,216
Avg household
2
Households w/ children
124
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $340K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near W COWLES STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$250,000
5055 N BEACH ROAD UNIT 106
1 bd · 1 ba · 657 sqft · $381/sqft · 147 DOM
Sold · Jun ’26$215,000
35 HILLCREST DRIVE
2 bd · 1 ba · 770 sqft · $279/sqft · 1 DOM
Sold · Feb ’26$228,700
1600 MARYKNOLL ROAD
2 bd · 1 ba · 928 sqft · $246/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about W COWLES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for W COWLES STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
W COWLES STREET FAQs
What would the monthly payment be for W COWLES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on W COWLES STREET?+
The most recent tax bill on record (2025) was $8,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at W COWLES STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $325,000, this home is listed about 10% below the Englewood median of $360,000. The market section on this page shows how the area is trending.
Which schools are assigned to W COWLES STREET?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING · Leslie Brown PA. MLS #D6146871.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Englewood homes, in your inbox
Like W COWLES STREET but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Alek to ping you on any price or status change →