12909 DREAM CATCHER WAY, RIVERVIEW, FL, 33579
Pending87 days on marketListed May 8, 2026MLS #D6147376
About this home
12909 DREAM CATCHER WAY
Beautifully maintained 3-bedroom, 2.5-bath townhome with attached 1-car garage located in the highly desirable Summerfield Crossings community of Riverview. Built in 2018, this home offers an open-concept floor plan designed for comfortable living and easy entertaining. The spacious kitchen features wood cabinetry, ample counter and cabinet space, pantry storage, and overlooks the living and dining areas. Tile flooring runs throughout the main level, while the upstairs bedrooms and staircase feature carpeting for added comfort. Upstairs you’ll find a versatile loft space ideal for a home office, media area, or flex space, along with three bedrooms and a convenient upstairs laundry area. The primary suite features a walk-in closet and private en-suite bathroom with dual sinks and a walk-in shower. Additional features include abundant natural light and beautiful pond views that can be enjoyed from both the downstairs dining area and upstairs bedroom. Relax on the screened lanai overlooking the peaceful water view. Summerfield residents enjoy resort-style amenities including multiple pools, fitness center, tennis and basketball courts, playgrounds, dog park, walking trails, ball fields, community events, and a public golf course. HOA includes exterior maintenance for low-maintenance living. Conveniently located near shopping, dining, hospitals, VA Medical Center, I-75, Hwy 301, and the Selmon Expressway for an easy commute to Tampa, Brandon, MacDill AFB, and surrounding areas. NO CDD!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,668
Sqft
0.05 ac
Lot size
1
Garage
2018
Year built
Two
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.2%
Days on market
87 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33579 — neighborhood snapshot
Population
45,373
Median age
35.6
Median income
$113,568
Median home value
$374,600
Avg household
3.14
Households w/ children
6,871
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$394K → $370K
Riverview median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12909 DREAM CATCHER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12909 DREAM CATCHER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12909 DREAM CATCHER WAY FAQs
What would the monthly payment be for 12909 DREAM CATCHER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12909 DREAM CATCHER WAY?+
The most recent tax bill on record (2025) was $4,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12909 DREAM CATCHER WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $239,000, this home is listed about 38% below the Riverview median of $385,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12909 DREAM CATCHER WAY?+
Collins Pk-8 School (elementary), Rodgers Middle Magnet School (middle), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the RIVERVIEW 33579 market on paper
$239,000 is 37% below the RIVERVIEW 33579 median of $381,800, and at $143/sqft it sits under the Riverview average of $195.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
87 days on market against a Riverview median of 41 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Collins Pk-8 School, Rodgers Middle Magnet School, Riverview High School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $259,000, now $239,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Lainy Vanderwey. MLS #D6147376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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