CENTURY 21 Edge
$299,9002 bd2 ba1,545 sqft$194 /sqft$2,298 /mo all-in ↓

412 PINE TREE TERRACE, VENICE, FL, 34293

Active43 days on marketListed Jun 25, 2026MLS #D6147844

Priced 23% below the Venice medianWaterfrontSingle Family ResidenceVENICE GARDENS UNIT 8

About this home

412 PINE TREE TERRACE

Virtually Staged. $33,000 IN RECENT IMPROVEMENTS! MOVE-IN READY LAKEFRONT HOME! Discover the charm of “Old Florida” with this meticulously cared-for 2-bedroom, 2-bath home situated on an oversized 1/3-acre cul-de-sac lot with beautiful lake views in the desirable community of Venice Gardens. Thoughtfully improved and ready for its next owner, this unique property offers exceptional value with approximately $33,000 in recent improvements, including $8,000 in interior painting, $15,000 in pipe relining, approximately $5,000 in roof tile and gable repairs, plus window improvements and more. The work has been done—now you can simply move in and enjoy the Florida lifestyle! A welcoming screened entry sets the tone as you step inside, where an abundance of windows fills the home with natural light. The spacious living area flows seamlessly into a spectacular Florida Room surrounded by windows, offering panoramic views of the sparkling lake and creating a wonderful space to relax, entertain, or simply enjoy Florida’s beautiful sunsets. The adjacent dining area provides plenty of room for gatherings. The kitchen features stone countertops, newer appliances and a comfortable eat-in area. Just off the kitchen is a versatile BONUS ROOM surrounded by windows and overlooking the lake—perfect for a family room, den, home office, hobby room or additional gathering space. Water views can be enjoyed from three sides of the home, bringing the beauty of the outdoors in. The split-bedroom floor plan provides excellent privacy. The spacious primary suite features an enormous walk-in closet with extensive shelving and a private en-suite bath with a separate water closet. The guest bedroom is generously sized and also offers a large walk-in closet, with the second full bath conveniently located nearby. Step outside to the extra-large covered and screened lanai, where you can relax while enjoying the peaceful lake setting, gorgeous sunsets and abundant Florida sunshine. The expansive backyard provides plenty of room to enjoy the outdoors. Additional features include a newer roof (2021), HVAC system, impact windows throughout, newer luxury vinyl flooring in many rooms, and a two-car attached garage with abundant storage, workbench and newer epoxy flooring. The entire interior has been freshly painted from top to bottom, including walls, ceilings, baseboards and closets. City water and sewer. NOT LOCATED IN A FLOOD ZONE. With its oversized lot, tranquil lake views, flexible living spaces and substantial recent improvements, this home offers the ideal combination of character, comfort and peace of mind. Whether you are looking for a full-time residence, seasonal retreat or Florida getaway, this property is ready to welcome you home. Optional memberships are available through the South Venice Civic Association and South Venice Endowment Trust, offering access to the private South Venice Beach via ferry, boat launch and kayak/canoe launch, along with community activities and events. Enjoy everything the Venice area has to offer, including historic downtown Venice, beautiful beaches, shopping, dining, trails, boating and entertainment. A unique lakefront property, $33,000 in recent improvements, and a wonderful Florida lifestyle—all waiting for you. Schedule your private tour today and discover your own SLICE OF PARADISE!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,545

Sqft

0.33 ac

Lot size

2

Garage

1972

Year built

One

Levels

$194

Per sqft

WaterfrontWater view

Inside

FlooringEngineered Hardwood · Linoleum · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
ViewWater
FacesEast
ParkingCovered · Driveway · Garage Door Opener · Ground Level · Workshop in Garage
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$2,884/yr
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,298 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$240
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,298/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$240
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $326,851 · range $311K$389K$405K

vs edgeAI estimate

−8.2%

$/sqft vs Venice actives

$194 vs $254

Days on market

43 vs 60 typical

Where $194/sqft sits among the 400 Venice actives

128 · this home
150
61
21
9
31
$153–220$220–287$287–354$354–421$421–488$488+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Venice

Map of 412 PINE TREE TERRACE

Get to know Venice. See the full Venice guide →

The numbers that matter

The Venice market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$390K$375K

Venice median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

184 of 400

Venice actives have cut their price

Median sold price, Venice, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the Venice median. See the full Venice market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $299,900 · 43 days on market since
1972Built · VENICE GARDENS UNIT 8

Reality check

What actually sold near 412 PINE TREE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

855 CUMBERLAND ROADSold · Dec ’25

$375,000

855 CUMBERLAND ROAD

3 bd · 2 ba · 1,540 sqft · $244/sqft · 575 DOM

3661 STERLING ROADSold · Oct ’25

$205,000

3661 STERLING ROAD

2 bd · 2 ba · 1,560 sqft · $131/sqft · 54 DOM

320 CARDINAL ROADSold · Sep ’25

$223,500

320 CARDINAL ROAD

3 bd · 2 ba · 1,563 sqft · $143/sqft · 220 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 412 PINE TREE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 412 PINE TREE TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

412 PINE TREE TERRACE FAQs

What would the monthly payment be for 412 PINE TREE TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,298/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 412 PINE TREE TERRACE?+

The most recent tax bill on record (2025) was $2,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Venice?+

At $299,900, this home is listed about 23% below the Venice median of $390,000. The market section on this page shows how the area is trending.

Listing courtesy of COLDWELL BANKER REALTY · Joyce Ingrassia, PA. MLS #D6147844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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