CENTURY 21 Edge
$439,900$445,0006 bd2,383 sqft$185 /sqft$3,672 /mo all-in ↓

10524 PENDLETON AVENUE, ENGLEWOOD, FL, 34224

Active42 days on marketListed Jun 26, 2026MLS #D6147918

Reduced $5KDuplexPORT CHARLOTTE SEC 064

About this home

10524 PENDLETON AVENUE

NEWER CONSTRUCTION DUPLEX IN EAST ENGLEWOOD! Built in 2023, this beautifully designed duplex offers the perfect opportunity for investors, seasonal residents, or buyers seeking a modern home with income potential. Each spacious unit features 2 bedrooms, 2 bathrooms, and an attached 1-car garage, delivering comfort, privacy, and low-maintenance Florida living. Step inside to discover an open-concept floor plan with contemporary finishes, durable flooring, modern kitchens, and bright living spaces designed for today's lifestyle. The split-bedroom layout provides privacy for residents and guests alike, while the private garage offers additional storage and convenience. Located in the desirable East Englewood area, you'll enjoy easy access to Gulf beaches, boating, fishing, golf courses, shopping, dining, and all the natural beauty Southwest Florida has to propose. Whether you're looking to expand your investment portfolio, live in one side while renting the other, or generate strong rental income, this property checks all the boxes. Don't miss your chance to own a nearly new duplex in one of Florida's fastest-growing coastal communities. Schedule your private showing today!

Facts & features

The home at a glance

6

Bedrooms

2,383

Sqft

0.33 ac

Lot size

1

Garage

2023

Year built

$185

Per sqft

Inside

InteriorPrimary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ExteriorPrivate Entrance · Private Mailbox

Community & fees

Taxes (2025)$8,731/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,672 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$728
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$3,672/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$728
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PORT CHARLOTTE SEC 064

$185 vs $205

Days on market

42 vs 68 typical

Where $185/sqft sits among the 9 homes for sale in PORT CHARLOTTE SEC 064

3
2 · this home
3
0
0
1
$153–180$180–207$207–235$235–262$262–290$290+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood East

Map of 10524 PENDLETON AVENUE inside its neighborhood boundary

Get to know Englewood. See the full Englewood guide →

Englewood East — neighborhood snapshot

Population

12,116

Median age

58

Median income

$62,950

Median home value

$270,898

Avg household

2

Households w/ children

673

For the school run

Charlotte County School District

ElementaryMyakka River Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

3 of 9

PORT CHARLOTTE SEC 064 have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 394% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,900 $5K
Jun 26, 2026Listed at $445,000 · 42 days on market since
2023Built · PORT CHARLOTTE SEC 064

Reality check

What actually sold near 10524 PENDLETON AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10270 CASTANET AVENUESold · Jul ’26

$462,500

10270 CASTANET AVENUE · same community

3 bd · 2.5 ba · 2,021 sqft · $229/sqft · 26 DOM

10123 TOPSAIL AVENUESold · Jun ’26

$410,000

10123 TOPSAIL AVENUE · same community

3 bd · 2 ba · 2,020 sqft · $203/sqft · 37 DOM

7490 SPINNAKER BOULEVARDSold · Feb ’26

$414,900

7490 SPINNAKER BOULEVARD · same community

3 bd · 2 ba · 1,941 sqft · $214/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10524 PENDLETON AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10524 PENDLETON AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10524 PENDLETON AVENUE FAQs

What would the monthly payment be for 10524 PENDLETON AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,672/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10524 PENDLETON AVENUE?+

The most recent tax bill on record (2025) was $8,731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Englewood?+

At $439,900, this home is listed about 21% above the Englewood median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10524 PENDLETON AVENUE?+

Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HANK BRILL PROPERTIES LLC · Laurie Clevenger. MLS #D6147918.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Englewood homes, in your inbox

Like 10524 PENDLETON AVENUE but not quite? A daily digest of every new listing in Englewood — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Krystina to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 8, 2026 at 12:09 AM UTC. The listing information on this page last changed on August 8, 2026 at 12:09 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 8, 2026 at 12:09 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 8, 2026 at 12:09 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

10524 PENDLETON AVENUE, ENGLEWOOD, FL — 6 Bed — $439,900 | CENTURY 21 Edge