CENTURY 21 Edge

1420 S HIGHCLIFF POINT, HOMOSASSA, FL, 34448

Active34 days on marketListed Jul 6, 2026MLS #D6147988

Priced 92% below the HOMOSASSA 34448 medianHIGH CLIFF ACRES RESUB CRYSTAL ACRES

About this home

1420 S HIGHCLIFF POINT

Discover the possibilities with this exceptional 0.57-acre homesite comprised of two legally separate lots, offering incredible flexibility for homeowners, builders, or investors. Whether you envision constructing two individual residences, creating a spacious custom estate, or holding the property as a long-term investment, this rare offering provides options that are increasingly hard to find. Nestled on a paved road with electricity available, the wooded setting is filled with mature native trees, providing privacy and a peaceful Old Florida backdrop while allowing you to design your ideal homesite. Conveniently located just off US-19, you'll enjoy quick access to shopping, dining, medical facilities, and everyday conveniences while still embracing the quiet charm of Florida's Nature Coast. Outdoor enthusiasts will appreciate being only minutes from the Homosassa River, renowned for boating, kayaking, fishing, scalloping, and year-round manatee encounters. Nearby attractions include Homosassa Springs Wildlife State Park, public boat ramps, golf courses, parks, and miles of scenic waterways waiting to be explored. With no HOA restricting your vision, this property welcomes a variety of possibilities, including a custom-built home or manufactured home (subject to county regulations). Whether you're planning your forever home, a weekend retreat, or your next investment project, this unique double-lot opportunity combines space, flexibility, convenience, and the natural beauty that makes Homosassa one of Florida's most desirable hidden gems. Don't miss your chance to own a versatile piece of the Nature Coast where privacy, recreation, and endless potential come together.

Facts & features

The home at a glance

0.57 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$359/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$304 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$106
FHA mortgage insurance (est.)$8
Property tax — 2025 actual bill$30
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $630Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $630
Interest rate6.00%
Loan term

Estimated payment

$304/mo

Principal & interest$106
FHA mortgage insurance (est.)$8
Property taxes (actual bill)$30
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Homosassa

Map of 1420 S HIGHCLIFF POINT

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryRock Crusher Elementary School★★★★★
MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 92% below the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $17,995 · 34 days on market since

Reality check

What actually sold near 1420 S HIGHCLIFF POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8455 W HIGHLAND STREETSold · Jan ’26

$89,000

8455 W HIGHLAND STREET

1 bd · 1 ba · 768 sqft · $116/sqft · 22 DOM

1660 S DELL POINTSold · Mar ’26

$45,000

1660 S DELL POINT

2 bd · 1.5 ba · 784 sqft · $57/sqft · 5 DOM

2325 S STANLEY TERRACESold · May ’26

$107,000

2325 S STANLEY TERRACE

2 bd · 2 ba · 828 sqft · $129/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1420 S HIGHCLIFF POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1420 S HIGHCLIFF POINT — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1420 S HIGHCLIFF POINT FAQs

What would the monthly payment be for 1420 S HIGHCLIFF POINT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $304/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1420 S HIGHCLIFF POINT?+

The most recent tax bill on record (2025) was $359. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1420 S HIGHCLIFF POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $17,995, this home is listed about 95% below the Homosassa median of $348,325. The market section on this page shows how the area is trending.

Which schools are assigned to 1420 S HIGHCLIFF POINT?+

Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 SUNBELT REALTY · Jayson Burtch. MLS #D6147988.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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