CENTURY 21 Edge
$6,5003 bd2.5 ba1,534 sqft$4 /sqft$207 /mo all-in ↓

240 LEWIS CIRCLE UNIT 23, PUNTA GORDA, FL, 33950

Active27 days on marketListed Aug 24, 2026MLS #D6148497

Priced 98% below the PUNTA GORDA 33950 medianFully furnishedCondominiumSEA ISLES PH 03 BLDG 03

About this home

240 LEWIS CIRCLE UNIT 23

Great Waterfront Condo Now Available for Seasonal Rental. Welcome to Your Tropical Sanctuary Embrace the ultimate Southwest Florida lifestyle in this spacious 3-bedroom, 2.5-bathroom waterfront condo located in the highly desirable community of Punta Gorda. Designed for both relaxing coastal living and effortless entertaining, this residence offers sweeping waterfront views right from your back door. Key Highlights & Features: Breathtaking Waterfront Views: Wake up to serene water vistas and enjoy magnificent Florida sunsets every evening. Boater’s Paradise: Features convenient access to a boat dock and lift for an additional fee—ideal for spending your days exploring the surrounding bay and local waterways. Resort-Style Amenities: Take advantage of the lush community pool, perfect for unwinding under the warm Florida sun. Spacious 3 Bed / 2.5 Bath Layout: Generous living areas with ample natural light, ideal for primary living, a vacation gateway, or an investment rental. Location, Location, Location! Situated on Lewis Circle, you are just minutes away from historic downtown Punta Gorda’s vibrant dining scene, boutique shopping, waterfront parks, miles of walking/biking trails, and Fisherman’s Village. Whether you're an avid sailor, an outdoor enthusiast, or simply looking to kick back and enjoy waterfront living, 240 Lewis Circle offers everything you need to start living the Sunshine State dream.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,534

Sqft

10 ac

Lot size

1987

Year built

One

Levels

$4

Per sqft

Furnished

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsNo
CommunityPool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$207 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$38
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $228Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $228
Interest rate6.00%
Loan term

Estimated payment

$207/mo

Principal & interest$38
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$4 vs $203

Days on market

27 vs 63 typical

Where $4/sqft sits among the 400 Punta Gorda actives

1 · this home
75
192
80
21
31
$4–80$80–157$157–233$233–309$309–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

222 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Aug 24, 2026Listed at $6,500 · 27 days on market since
1987Built · SEA ISLES PH 03 BLDG 03

Reality check

What actually sold near 240 LEWIS CIRCLE UNIT 23

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2002 BAL HARBOR BOULEVARD UNIT 1712Sold · Feb ’26

$295,000

2002 BAL HARBOR BOULEVARD UNIT 1712

3 bd · 2 ba · 1,517 sqft · $194/sqft · 102 DOM

2002 BAL HARBOR BOULEVARD UNIT 1711Sold · Apr ’26

$295,000

2002 BAL HARBOR BOULEVARD UNIT 1711

3 bd · 2 ba · 1,517 sqft · $194/sqft · 28 DOM

2002 BAL HARBOR BOULEVARD UNIT 912Sold · May ’26

$249,900

2002 BAL HARBOR BOULEVARD UNIT 912

3 bd · 2 ba · 1,517 sqft · $165/sqft · 139 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 240 LEWIS CIRCLE UNIT 23 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 240 LEWIS CIRCLE UNIT 23 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

240 LEWIS CIRCLE UNIT 23 FAQs

What would the monthly payment be for 240 LEWIS CIRCLE UNIT 23?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $207/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 240 LEWIS CIRCLE UNIT 23?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $6,500, this home is listed about 98% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 240 LEWIS CIRCLE UNIT 23?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33950 market on paper

$6,500 is 98% below the PUNTA GORDA 33950 median of $269,950, and at $4/sqft it sits under the Punta Gorda average of $230.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of HANK BRILL PROPERTIES LLC · Laurie Clevenger. MLS #D6148497.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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