CENTURY 21 Edge
$550,0003 bd2 ba1,599 sqft$344 /sqft$4,058 /mo all-in ↓

2041 S PINE STREET, ENGLEWOOD, FL, 34224

Active12 days on marketListed Sep 8, 2026MLS #D6148652

WaterfrontSingle Family ResidenceLAMPPS

About this home

2041 S PINE STREET

No Bridges to the Gulf with a Covered Boat Lift! Enjoy easy boating access from this three-bedroom, two-bathroom canal-front home with a private multi-level dock, covered 8,000-pound boat lift, riprap shoreline, fish cleaning station, water and electricity at the dock and no bridges to navigate. Remodeled in 2024, the home features an open split-bedroom floor plan with high ceilings, porcelain wood-look tile flooring throughout and plenty of natural light. The kitchen has white 42-inch wood soft-close cabinetry, granite countertops, recessed lighting with integrated Bluetooth speakers, under-cabinet lighting, a breakfast bar and pantry. The great room features a built-in entertainment center, and the dining area includes a dry bar with additional storage. The spacious primary bedroom has dual walk-in closets, an en-suite bathroom with a tub/shower combination and a brick fireplace with a shiplap accent above the mantel. Two additional bedrooms are located on the opposite side of the home, including one with sliding glass doors providing direct outdoor access. The guest bathroom features a granite countertop dual sink vanity and a fully tiled walk-in shower with frameless glass doors. The inside laundry room provides additional cabinetry and storage, adding to the abundance of storage found throughout the home. Sliding glass doors open to the open-air brick-paver patio and fenced backyard overlooking the canal, while the multi-level dock provides additional space to relax by the water, fish or get the boat ready for a day on the Gulf. Two storage sheds give you plenty of space for storing beach toys, golf clubs, and so much more. Located on a quiet dead-end street just 0.3 miles from Ainger Creek Park, offering a public boat ramp, canoe and kayak access, fishing and restrooms, and only 3.2 miles from Englewood Beach on Manasota Key. Spend the morning on the water, the afternoon at Englewood Beach and the evening enjoying dinner and live music around town. With Lemon Bay and the Gulf, golf courses, parks and nature preserves, waterfront restaurants and the shops, dining and events of historic Dearborn Street all nearby, there is always something to enjoy. Come experience the laid-back Englewood lifestyle at 2041 S Pine St.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,599

Sqft

0.15 ac

Lot size

1955

Year built

One

Levels

$344

Per sqft

WaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringPorcelain Tile · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,007/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,058 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$417
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,058/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$417
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$279KedgeAI estimate $434,373 · range $291K$510K$572K

vs edgeAI estimate

+26.6%

$/sqft vs Englewood actives

$344 vs $235

Days on market

12 vs 71 typical

Where $344/sqft sits among the 400 Englewood actives

182
115
44 · this home
16
12
31
$112–223$223–335$335–447$447–558$558–670$670+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Englewood

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$330K$353K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

171 of 400

Englewood actives have cut their price

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 451% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $550,000 · 12 days on market since
1955Built · LAMPPS

Reality check

What actually sold near 2041 S PINE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2060 S PINE STREETSold · Nov ’25

$210,000

2060 S PINE STREET · same community

2 bd · 2 ba · 1,377 sqft · $153/sqft · 24 DOM

2810 9TH STREETSold · Apr ’26

$283,000

2810 9TH STREET

3 bd · 2 ba · 1,628 sqft · $174/sqft · 121 DOM

7524 WHITCOMBSold · Sep ’26

$1,213,000

7524 WHITCOMB

3 bd · 3 ba · 1,560 sqft · $778/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 2041 S PINE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2041 S PINE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2041 S PINE STREET FAQs

What would the monthly payment be for 2041 S PINE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,058/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2041 S PINE STREET?+

The most recent tax bill on record (2025) was $5,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2041 S PINE STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $550,000, this home is listed about 53% above the Englewood median of $359,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2041 S PINE STREET?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$550,000 runs 451% above the ENGLEWOOD 34224 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Carla Stiver, PA. MLS #D6148652.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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