CENTURY 21 Edge
Short-Term Rental Eligible
$2,300,00012 bd11.5 ba$13,600 /mo all-in ↓

368 Hartsfield N Hartsfield Ironshore Drive

Active1270 days on marketListed Feb 16, 2023MLS #F10367682

Private poolSingle Family ResidenceMontego Bay, St. James,The Royal Kensington

About this home

368 Hartsfield N Hartsfield Ironshore Drive

Wake up to breath taking panoramic views of sandy white beaches and crystal blue waters of the Caribbean Sea. Located 5 minutes from the Sangster International Airport, in the enclaves of Ironshore Estate, overlooking the North coast shoreline of Montego Bay Jamaica, combining privacy, luxury and tranquility. furnished bedrooms, air conditions and ceiling fans and water heaters. Gated drive-in courtyard entry and 24-hour monitoring camera system, furniture from Bern Hardt and Ethan Allen, dishwasher, granite kitchen and bathroom countertops, jetted tub, bedrooms with ensuite bathrooms and chandeliers that light up majestically. The property boasts, 3 kitchens including a self-contained studio and helpers' quarters, operating fountain. Call now and make this home your heaven.

Facts & features

The home at a glance

12

Bedrooms

11.5

Bathrooms

4

Garage

2014

Year built

2

Levels

Private poolPool & Water view

Inside

FlooringCeramic Floor · Marble · Tile
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Cooking Island · Roman Tub · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Den/Library/Office · Family Room · Game Room · Separate Guest/In-Law Quarters · Maid/In-Law Quarters · Maid'S Quarters · Recreation Room · Sauna · Studio Apartment · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofBarrel · Barrel Roof · Curved/S-Tile Roof
ConstructionCBS Construction
ViewPool · Water
FacesNorth
Parking2 Or More Spaces · Circular Driveway · Driveway · Guest
ExteriorBuilt-In Grill · Outdoor Shower

Community & fees

Taxes (2023)$2,000/yr
CommunityExercise Room · Pool

Utilities & systems

UtilitiesSewer Connected · Sewer Available
WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$13,600 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property tax — 2023 actual bill$167
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $230,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $230,000
Interest rate6.00%
Loan term

Estimated payment

$13,600/mo

Principal & interest$12,411
PMI (est., until 20% equity)$863
Property taxes (actual bill)$167
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Montego Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityMontego Bay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 368 Hartsfield N Hartsfield Ironshore Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 368 Hartsfield N Hartsfield Ironshore Drive — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

368 Hartsfield N Hartsfield Ironshore Drive FAQs

What would the monthly payment be for 368 Hartsfield N Hartsfield Ironshore Drive?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,600/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 368 Hartsfield N Hartsfield Ironshore Drive?+

The most recent tax bill on record (2023) was $2,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 368 Hartsfield N Hartsfield Ironshore Drive be rented short-term?+

Yes — this home sits inside Montego Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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368 Hartsfield N Hartsfield Ironshore Drive — 12 Bed, 11.5 Bath — $2,300,000 | CENTURY 21 Edge