4089 SE Old Saint Lucie Boulevard, Stuart FL 34996, STUART, FL, 34996
Active623 days on marketListed Nov 27, 2024MLS #F10473469
About this home
4089 SE Old Saint Lucie Boulevard, Stuart FL 34996
Motivated To Sell!... Experience unmatched luxury in this custom-built waterfront estate in Stuart, FL. Set on over an acre, this 13,000 sq. ft. masterpiece includes 5 bedrooms, 7 bathrooms, a 5-car garage, and exquisite custom woodworking. The main-floor primary suite features light onyx counters, dual closets, and spa-like en suite with pool and water views. Enjoy an oversized pool, grotto, waterfall, chef’s outdoor kitchen, and private dock with 40K, 20K, and 12K lb lifts. A circular drive, grand fountain, covered portico, private elevator, and third-floor tower with panoramic views complete this rare gem. Floor Plan & Virtual 3D Tour Available upon request. Easy to Show. Minimal Notice Required.
Facts & features
The home at a glance
5
Bedrooms
6.5
Bathrooms
8,633
Sqft
1.47 ac
Lot size
5
Garage
2007
Year built
3
Levels
$1,100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$62,096 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$62,096/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$1,100 vs $266
Days on market
623 vs 66 typical
Where $1,100/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34996 — neighborhood snapshot
Population
10,875
Median age
64.8
Median income
$82,898
Median home value
$409,400
Avg household
1.89
Households w/ children
566
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4664% above the STUART 34996 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 4089 SE Old Saint Lucie Boulevard
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$2,200,000
33 Rio Vista Drive, Stuart FL 34996
5 bd · 4.5 ba · 4,661 sqft · $472/sqft · 358 DOM
Sold · Jul ’26$2,500,000
8 Herons Nest, Sewalls Point FL 34996
5 bd · 3.5 ba · 3,620 sqft · $691/sqft · 25 DOM
Sold · Jun ’26$335,000
5190 SE Seascape Way # 103, Stuart FL 34997
4 bd · 3 ba · 1,733 sqft · $193/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4089 SE Old Saint Lucie Boulevard — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4089 SE Old Saint Lucie Boulevard — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4089 SE Old Saint Lucie Boulevard FAQs
What would the monthly payment be for 4089 SE Old Saint Lucie Boulevard, Stuart FL 34996?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $62,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4089 SE Old Saint Lucie Boulevard, Stuart FL 34996?+
The most recent tax bill on record (2023) was $85,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Stuart?+
At $9,500,000, this home is listed about 2099% above the Stuart median of $431,950. The market section on this page shows how the area is trending.
Which schools are assigned to 4089 SE Old Saint Lucie Boulevard, Stuart FL 34996?+
Stuart Middle School (middle), Felix A Williams Elementary School (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$9,500,000 runs 4664% above the STUART 34996 median — but at 8,633 sqft it's also nearly 6 times the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
623 days on market against a Stuart median of 66 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Stuart Middle School, Felix A Williams Elementary School, Jensen Beach High School — Felix A Williams Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $11,000,000, now $9,500,000 — a $1.5M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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