3581 S Ocean Boulevard # 2b, Palm Beach FL 33480, PALM BEACH, FL, 33480
Active253 days on marketListed Dec 4, 2025MLS #F10539681
About this home
3581 S Ocean Boulevard # 2b, Palm Beach FL 33480
Enjoy the best of coastal living just steps from the ocean with deeded beach access and a convenient kayak/paddleboard launch to the Intracoastal Waterway. This spacious 1 bed/1.5 bath condo is ideally located between Palm Beach and Delray Beach, close to shopping, dining, banking, PBIA airport, and the charming Lake Worth Casino. Located on the second floor, this bright unit fully furnished unit features a southern-facing balcony—perfect for relaxing in the sun. Inside, you'll find in-unit washer and dryer, a large primary suite with en-suite bath plus a powder room. Community amenities include a heated pool, his & hers dry saunas, and a clubroom for social gatherings. Nestled in a friendly beachside community this is a rare opportunity to enjoy laid-back luxuy and unbeatable convenience.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
940
Sqft
0 ac
Lot size
1974
Year built
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Beach actives
$3 vs $1,248
Days on market
253 vs 113 typical
Where $3/sqft sits among the 193 Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Beach
Get to know Palm Beach. See the full Palm Beach guide →
PALM BEACH 33480 — neighborhood snapshot
Population
10,901
Median age
69.4
Median income
$151,121
Median home value
$1,218,500
Avg household
1.69
Households w/ children
246
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach market
$365K → $5.0M
Palm Beach median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
4 of 193
Palm Beach actives have cut their price
This home is listed 99% below the PALM BEACH 33480 median. See the full Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3581 S Ocean Boulevard # 2b
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$253,000
3581 S Ocean Boulevard # 3B, South Palm Beach FL 33480 · same community
1 bd · 1.5 ba · 940 sqft · $269/sqft · 75 DOM
Sold · Jun ’26$258,000
100 Waterway Drive S # 109, Lantana FL 33462
2 bd · 1.5 ba · 900 sqft · $287/sqft · 73 DOM
Sold · Jan ’26$242,500
3540 S Ocean Boulevard # 111, South Palm Beach FL 33480
2 bd · 2 ba · 983 sqft · $247/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3581 S Ocean Boulevard # 2b — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3581 S Ocean Boulevard # 2b — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3581 S Ocean Boulevard # 2b FAQs
What would the monthly payment be for 3581 S Ocean Boulevard # 2b, Palm Beach FL 33480?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3581 S Ocean Boulevard # 2b, Palm Beach FL 33480?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach?+
At $2,900, this home is listed about 100% below the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3581 S Ocean Boulevard # 2b, Palm Beach FL 33480?+
Lantana Elementary School (elementary), Lantana Middle School (middle), Lake Worth High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM BEACH 33480 market on paper
$2,900 is 99% below the PALM BEACH 33480 median of $394,500, and at $3/sqft it sits under the Palm Beach average of $2,311.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
253 days on market against a Palm Beach median of 113 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $3,200, now $2,900 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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