631 SE Us Highway 441, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active222 days on marketListed Jan 1, 2026MLS #F10543094
About this home
631 SE Us Highway 441, Okeechobee FL 34974
Pad-ready commercial property with public utility availability. Take advantage of owner financing on this FLU Commercial Corridor Mixed Use property with of frontage on US Hwy. 441. Make this property the start of your next business venture. Also available for lease. Permitted uses include (but are not limited to): medical, professional/business offices, day care, clinics, assisted living.
Facts & features
The home at a glance
0.78 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,794 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,794/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the OKEECHOBEE 34974 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 631 SE Us Highway 441
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$100,000
3412 SE 18th Terrace, Okeechobee FL 34974
2 bd · 2 ba · 141 DOM
Sold · May ’26$105,000
1601 Us Highway 441 Highway SE # 108, Okeechobee FL 34974
2 bd · 1 ba · 612 sqft · $172/sqft · 58 DOM
Sold · Oct ’25$150,000
1226 SW 44TH BOULEVARD
2 bd · 1 ba · 784 sqft · $191/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 631 SE Us Highway 441 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 631 SE Us Highway 441 — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
631 SE Us Highway 441 FAQs
What would the monthly payment be for 631 SE Us Highway 441, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 631 SE Us Highway 441, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $1,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $395,000, this home is listed about 44% above the Okeechobee median of $275,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$395,000 runs 88% above the OKEECHOBEE 34974 median.
02Time on market is leverage
222 days on market against a Okeechobee median of 61 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $750,000, now $395,000 — a $355K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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